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General
- Terms of Use of App
- Terms of Use of Website
- Privacy Policy
- Account Terms
- WeLab Bank General Service Charges
GoSave Time Deposit
GoSave 2.0 Time Deposit
- GoSave 2.0 Time Deposit - Terms and Conditions
- 【GoSave iPhone Lucky Draw】Win an iPhone by setting up Time Deposit - Terms and Conditions
Money Safe
Global Wallet Debit Card Offer
- Terms and Conditions for up to 2% Cashback on WeLab Debit Card Spending (Version of 2 July 2025)
- Terms and Conditions for WeLab Global Wallet Debit Card Spending Cash Rebate (Jan 2026) (Version of 1 January 2026)
Transfer
Personal Loan
- WeLab Bank Personal Loan (Personal Instalment Loan & Card Debt Consolidation Loan) Terms and Conditions
- Key Facts Statement (KFS) for WeLab Bank Personal Loan (Personal Instalment Loan & Card Debt Consolidation Loan)
- Promotion T&C for WeLab Bank Personal Loan (Personal Instalment Loan & Card Debt Consolidation Loan)
- WeLab Bank Exclusive for TransUnion Customers (November 2025) – Personal Loan HKD350 Cash Rebate Terms and Conditions
- Exclusive for Personal Loan Customers (November - December 2025) – HKD500 Cash Rebate Terms and Conditions
- Limited Time Personal Loan HKD500 Cash Rebate Terms and Conditions (November 2025)
- Limited Time Personal Loan HKD500 Cash Rebate Terms and Conditions (December 2025)
- Exclusive for Personal Loan Customers (January - February 2026) – HKD500 Cash Rebate Terms and Conditions
GoWealth
- Wealth Management Services Terms
- Important Notes and Risk Disclosures
- Foreign Account Tax Compliance Act ("FATCA") Statement and Common Reporting Standards ("CRS") Statement
- WeLab Bank GoWealth New and Existing Customers Halloween “Fun Fund Reward” (the “Program”) Terms & Conditions
- WeLab Bank GoWealth New and Existing Customers 11.11 "Fun Fund Mega Reward" (the “Program”) Terms & Conditions
- WeLab Bank GoWealth New and Existing Customers New Year "Fun Fund Reward" (the “Program”) Terms & Conditions
- WeLab Bank GoWealth New and Existing Customers Year of Snake "Fun Fund Reward" (the “Program”) Terms & Conditions
- WeLab Bank GoWealth New and Existing Customers Year of Snake "Fun Fund Reward" Round 2 (the “Program”) Terms & Conditions
- WeLab Bank GoWealth Digital Wealth Advisory Services Chinese New Year 0% Subscription Fee Promotion Program Terms & Conditions
- WeLab Bank GoWealth New and Existing Customers Spring "Fun Fund Reward" (the “Program”) Terms & Conditions
- WeLab Bank GoWealth New and Existing Customers Fun Fund Reward of Easter (the “Program”) Terms & Conditions
- WeLab Bank GoWealth New and Existing Customers Tuen Ng Festival Fun Fund Reward (the “Program”) Terms & Conditions
- WeLab Bank Wealth 0% FX Spread for USD Funds Subscriptions Terms & Conditions (May - June 2025)
- WeLab Bank Wealth Management Services Smart Wealth Reward Program Terms & Conditions
- WeLab Bank GoWealth New and Existing Customers Fun Fund Reward of HKSAR Anniversary Celebration (the “Program”) Terms & Conditions
- WeLab Bank Wealth 0% FX Spread for USD Funds Subscriptions Terms & Conditions (Jul - Aug 2025)
- WeLab Bank GoWealth Summer Surprise Fun Fund Reward (the “Program”) Terms & Conditions
- WeLab Bank GoWealth New and Existing Customers Festive Celebration Fun Fund Reward (the “Program”) Terms & Conditions
- WeLab Bank GoWealth You’ve Got Choices! Fun Fund Reward (the “Program”) Terms & Conditions
- WeLab Bank GoWealth You’ve Got Choices! Fun Fund Reward (re-run) (the “Program”) Terms & Conditions
- WeLab Bank Wealth Management Services Exclusive Christmas Cash Reward (“the Program”) Terms & Conditions
- WeLab Bank Wealth Management Services Exclusive New Year Cash Reward (“the Program”) Terms & Conditions
- WeLab Bank GoWealth 2026 Investment Ignition Fun Fund Reward (the “Program”) Terms & Conditions
Subscribe+ for Apple Products
- Terms and Conditions of Revolving Credit Limit and Instalment Loan for WeLab Bank Subscribe+ for Apple Products
- Terms and Conditions of WeLab Bank Subscribe+ for Apple Products
- Key Facts Statement (KFS) for ”Buy Now, Pay Later” (“BNPL”) product
- Terms and Conditions of Revolving Credit Limit and Instalment Loan for WeLab Bank Subscribe+ for Apple Products (Effective from September 20, 2024)
- Terms and Conditions of WeLab Bank Subscribe+ for Apple Products (Effective from September 20, 2024)
- Key Facts Statement (KFS) for “Buy Now, Pay Later” (“BNPL”) product (Effective from September 20, 2024)
WeLab Bank x Preface – Learn Now Pay Later Program
- Terms and Conditions of Revolving Credit Limit and Instalment Loan for WeLab Bank Learn Now Pay Later for Preface
- Terms and Conditions of WeLab Bank Learn Now Pay Later for Preface
- WeLab Bank x Preface Joint Banking Promotion Offers
- WeLab Bank x Preface Key Facts Statement (KFS)
Jay Chou's Concert Promotion Campaigns
- "Let's watch Jay Chou's concert together" – Referral Reward Program Terms and Conditions
- WeLab Bank Welcome Carnival Terms and Conditions
- WeLab Bank “Flash USD Time Deposit Carnival” Terms and Conditions
- WeLab Bank “Flash HKD Time Deposit Carnival” Terms and Conditions
- WeLab Bank “New Customers HKD Time Deposit Carnival” Terms and Conditions
- WeLab Bank “Time Deposit Flash Carnival” Terms and Conditions
Notice of Change
- Notice of Change to the Terms and Conditions of (i) WeLab Bank Subscribe+ for Apple Products and (ii) Revolving Credit Limit and Instalment Loan for WeLab Bank Subscribe+ for Apple Products (21 February 2023)
- Notice of Change to “WeLab Bank Personal Loan (Personal Instalment Loan & Debt Consolidation Loan) Terms and Conditions” (21 February 2023)
- Notice of Changes to “General Service Charges” and “Wealth Management Services Terms” (25 May 2023)
- Notice of Name Change of WeLab Bank Debt Consolidation Loan (18 August 2023)
- Notice of Changes to “Account Terms” (17 November 2023)
- Notice of Change to the Terms and Conditions of Revolving Credit Limit and Instalment Loan for WeLab Bank Subscribe+ for Apple Products (30 November 2023)
- Notice of Change to WeLab Bank Personal Loan (Personal Instalment Loan & Card Debt Consolidation Loan) Terms and Conditions (1 February 2024)
- Notice of Changes to “General Service Charges” of WeLab Bank (23 February 2024)
- Notice of Changes to “Account Terms” and “Wealth Management Services Terms” of WeLab Bank (29 February 2024)
- Notice of Change to Account Terms (22 May 2024)
- Notice of Change to the Terms and Conditions of Revolving Credit Limit and Instalment Loan for WeLab Bank Subscribe+ for Apple Products (3 June 2024)
- Notice of Change to the Terms and Conditions of WeLab Bank Subscribe+ for Apple Products (3 June 2024)
- Notice of Change to WeLab Bank Personal Loan (Personal Instalment Loan & Card Debt Consolidation Loan) Terms and Conditions (3 June 2024)
- Notice of Change to WeLab Bank Personal Loan (Personal Instalment Loan & Card Debt Consolidation Loan) Terms and Conditions (20 November 2025）
- Notice of Change to Terms and Conditions of WeLab Bank Policy Loan (20 November 2025）
- Notice of Changes to “Account Terms” (6 June 2024)
- Notice of Changes to “GoSave 2.0 Time Deposit Terms and Conditions” (30 August 2024)
- Notice of Changes to “Wealth Management Services Terms” (31 July 2024)
- Notice of Changes to “Account Terms” (1 August 2024)
- Notice of Changes to “Account Terms” (14 September 2024)
- Notice of Changes to “General Service Charges” (19 September 2024)
- Notice of Changes to “Wealth Management Services Terms” (15 September 2024)
- Notice of Changes to “Account Terms” and “General Service Charges” (15 November 2024)
- Notice of Changes to “General Service Charges” (28 January 2025)
- Notice of Changes to “General Service Charges” (31 March 2025)
- Notice of Changes to “Account Terms” and “General Service Charges” (23 April 2025)
- Notice of Changes to “Wealth Management Services Terms” (21 August 2025)
- Notice of Changes to “Account Terms” (31 August 2025)
- Notice of Changes to “Account Terms” and “General Service Charges” (22 September 2025)
- Notice of Changes to “Account Terms” and “General Service Charges” (20 January 2026)
Historical Version (for reference only)
- Account Terms (Version of 2022)
- Wealth Management Services Terms (Version of 27 June 2022)
- Wealth Management Services Terms (Version of 22 August 2022)
- Wealth Management Services Terms (Version of 31 January 2024)
- Wealth Management Services Terms (Version of 31 August 2024)
- Wealth Management Services Terms (Version of 15 October 2024)
- WeLab Bank General Service Charges (Version of 30 November 2021)
- WeLab Bank General Service Charges (Version of 9 June 2022)
- WeLab Bank General Service Charges (Version of 30 June 2022)
- WeLab Bank General Service Charges (Version of 25 September 2022)
- WeLab Bank General Service Charges (Version of 5 June 2023)
- Terms and Conditions of Revolving Credit Limit and Instalment Loan for WeLab Bank Subscribe+ for Apple Products (Version of 5 October 2022)
- Terms and Conditions of WeLab Bank Subscribe+ for Apple Products (Version of 5 October 2022)
- Terms and Conditions of Revolving Credit Limit and Instalment Loan for WeLab Bank Subscribe+ for Apple Products (Version of 27 March 2023)
- Key Facts Statement (KFS) for ”Buy Now, Pay Later” (“BNPL”) product (Version of 5 October 2022)
- Key Facts Statement (KFS) for ”Buy Now, Pay Later” (“BNPL”) product (Version of March 2023)
- Key Facts Statement (KFS) for WeLab Bank Personal Loan (Personal Instalment Loan & Debt Consolidation Loan) (Version of May 2022)
- Key Facts Statement (KFS) for WeLab Bank Personal Loan (Personal Instalment Loan & Debt Consolidation Loan) (Version of December 2022)
- Key Facts Statement (KFS) for WeLab Bank Personal Loan (Personal Instalment Loan & Card Debt Consolidation Loan) (Version of 20 Aug 2023)
- Key Facts Statement (KFS) for WeLab Bank Personal Loan (Personal Instalment Loan & Card Debt Consolidation Loan) (Version of 1 Feb 2024)
- WeLab Bank Personal Loan (Personal Instalment Loan & Debt Consolidation Loan) Terms and Conditions (Version of 24 July 2022)
- WeLab Bank Personal Loan (Personal Instalment Loan & Debt Consolidation Loan) Terms and Conditions (Version of 26 Feburary 2023)
- WeLab Bank Personal Loan (Personal Instalment Loan & Card Debt Consolidation Loan) Terms and Conditions (Version of 20 Aug 2023)
- WeLab Bank Personal Loan (Personal Instalment Loan & Card Debt Consolidation Loan) Terms and Conditions (Version of 1 Feb 2024)
- Promotion T&C for WeLab Bank Personal Loan (Version of 9 January 2025)
- Promotion T&C for WeLab Bank Personal Loan (Version of 1 April 2025)
- Promotion T&C for WeLab Bank Policy Loan (Version of 12 May 2025)
- Terms and Conditions of Revolving Credit Limit and Instalment Loan for WeLab Bank Subscribe+ for Apple Products (Version of 1 January 2024)
- Terms and Conditions of WeLab Bank Subscribe+ for Apple Products (Version of 27 March 2023)
- WeLab Bank Personal Loan (Personal Instalment Loan & Card Debt Consolidation Loan) Terms and Conditions (Version of 1 April 2024)
- WeLab Bank Personal Loan (Personal Instalment Loan & Debt Consolidation Loan) Terms and Conditions (Version of 19 September 2025)
- WeLab Bank Policy Loan Terms and Conditions (Version of 19 September 2025)
- Account Terms (Version of 22 May 2024)
- GoSave 2.0 Time Deposit - Terms and Conditions (Version of 25 September 2022)
- WeLab Bank General Service Charges (Version of 31 March 2024)
- Account Terms (Version of 31 Aug 2024)
- WeLab Bank General Service Charges (Version of 19 Oct 2024)
- WeLab Bank General Service Charges (Version of 15 Dec 2024)
- WeLab Bank General Service Charges (Version of 1 Mar 2025)
- WeLab Bank General Service Charges (Version of 1 May 2025)
- Account Terms (Version of 15 Dec 2024)
- WeLab Bank General Service Charges (Version of 23 May 2025)
- Account Terms (Version of 23 May 2025)
- Account Terms (Version of 21 Sep 2025)
- Account Terms (Version of 21 Nov 2025)
- WeLab Bank General Service Charges (Version of 21 Nov 2025)