WeLab Bank Loan Offer - Up to HKD 23,888 cash rebate¹
Whether you need a personal loan or want to consolidate your card debts while saving on interest, WeLab Bank offers a smarter way to enhance your financial intelligence while borrowing!
Click HERE to read Key Facts Statement for Personal Loan
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💰 From now until 30 September 2025, when you successfully apply and drawdown a Personal Instalment Loan, you can enjoy up to HKD 18,888 cash rebate1, and also enjoy:
- HKD 0 handling fee
- Flexible repayment period of up to 60 months
- No address proof and income proof needed2
- Loan-Deposit-Link up to 5.0% high-interest savings account offer3, for you to easily earn some extra interest
💳 From now until 30 September 2025, when you successfully apply and drawdown a Card Debt Consolidation Loan, you can enjoy up to HKD 23,888 cash rebate1, and also enjoy:
- HKD 0 handling fee
- Flexible repayment period of up to 72 months
- You can also apply for additional standby cash, with a loan amount up to HKD 1,500,000 or 25X monthly salary (whichever is lower)
Complete the loan application in just 3 steps! Get approved instantly, with funds transferred on the same day⁴!
Remarks:
To borrow or not to borrow? Borrow only if you can repay!
(1) From now on until 30 September 2025, successful WeLab Bank Personal Loan applicants with an approved loan of minimum of HKD 150,001 amount and tenor of 24 months can enjoy up to HKD 23,888 (for Debt Consolidation Loan applicants) and HKD18,888 (for Personal Instalment Loan applicants) cash rebate if the loan is drawn down within 7 days after approval; The cash rebate amount will be credited into the HKD Core Account on or before 31 January 2026. Please refer to terms and conditions for more details.
(2) We reserve the right to request customers to provide additional supporting documents for the loan application. The actual time for the loan approval and the loan disbursement may vary depending on the information provided by the customer and are subject to the credit assessment result. Any loan application is subject to assessment against normal lending criteria.
(3) The Promotion runs from 1 July 2025 to 30 September 2025. During the promotion period, starting from the date on which you have drawn down the loan and the subsequent 11 calendar months, your HKD Core Account deposit are entitled to the savings cash rebate. The amount of the rebate is calculated on the basis of simple interest and based on the special interest rate which can be as high as 5%. The promotion is subject to a quota and is available on a first-come, first-served basis. Please visit Terms and Conditions for more details.
(4) The estimated period is calculated from the day the loan agreement is signed. The actual approval period and the actual loan disbursement time may vary upon information provided by the applicants.
(5) The annualized percentage rate (“APR”) ranges from 0.78% to 36.00% and loan amount ranges from HKD 10,000 to HKD 1,500,000 with repayment period of 6 to 72 months. Assume the loan amount as HKD 300,000 with tenor of 48 months, the APR will be 0.78% (including a cash rebate of HKD 3,000) and total repayment amount will be HKD 310,322.66. The APR is calculated according to the guidelines issued in respect of the Code of Banking Practice and rounded to the nearest 2 decimal places and may vary for individual customers. The APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualized rate.