GoSave 2.0 Time Deposit Enjoy up to 3.90% p.a.!
Enjoy amazing time deposit rate at your fingertips anytime, anywhere.
Deposit from $10 in available currency to enjoy the same great rate as everyone!
Choose a suitable "Savings" route for you any time and it will start immediately! Enjoy reaching your saving goal on time!
During the rate cut period, USD time deposit rates are higher than HKD. To capture the opportunities of growing wealth, we are now offering a USD FX Time Deposit Promotion. It helps you grow wealth steadily by converting HKD to USD and save with a higher USD time deposit rate. Terms and conditions apply. Currency exchange involves risks.
| Tenor | Interest rate (p.a.)* |
|---|---|
| 0.50% | |
| 1.25% | |
| 1.50% | |
| 1.90% | |
| 2.30% | |
| 1.90% | |
| 1.90% |
*Above is quoted based on the HKD GoSave 2.0 Time Deposit interest rates offered on 11 July 2025 and it is for reference only.
| Tenor | Interest rate (p.a.)* |
|---|---|
| 2.50% | |
| 3.70% | |
| 3.90% | |
| 3.83% | |
| 2.00% |
*Above is quoted based on the USD GoSave 2.0 Time Deposit interest rates offered on 1 June 2025 and it is for reference only.
| Currency | AUD | GBP |
|---|---|---|
| 3.00% | 3.00% | |
| 3.00% | 3.00% |
*Above is quoted based on the AUD / GBP GoSave 2.0 Time Deposit interest rates offered on 7 July 2025 and it is for reference only.
Complete in just 3 steps!
Login to WeLab Bank App, tap GoSave from the bottom navigation
Login to WeLab Bank App, tap GoSave from the bottom navigation
Pick the suitable “Savings” route!
Pick the suitable “Savings” route!
Deposit at least HKD 10/ USD 10/ AUD 10/ GBP 10 to enjoy the same great rate as everyone! Let’s tell your friends to set up GoSave 2.0 Time Deposit!
Deposit at least HKD 10/ USD 10/ AUD 10/ GBP 10 to enjoy the same great rate as everyone! Let’s tell your friends to set up GoSave 2.0 Time Deposit!
Download our app and experience banking built for our century.
- All interest rates set out above are for reference only and are not guaranteed. For the latest annual interest rates offered by WeLab Bank Limited, please refer to the annual interest rate shown each time in the WeLab Bank Mobile Application. The applicable interest rate shall be subject to the rate shown in our App.
- Interest is calculated on the year basis with reference to the time deposit amount and the relevant currencies.
- Hong Kong Dollar (HKD): 365 days or (for a leap year) 366 days a year
- British Pound (GBP): 365 days
- Other currencies - 360 days
3. Terms and Conditions apply. For details, please check GoSave 2.0 Time Deposit Terms and Conditions.
4. GoSave 2.0 Time Deposit is a deposit qualified for protection under the Deposit Protection Scheme in Hong Kong.