Time Deposit Enjoy up to 4.20% p.a.!
Enjoy amazing time deposit rate at your fingertips anytime, anywhere.
Amazing foreign time deposit is now available
You can choose from up to 10 foreign currencies, enjoy smarter and higher returns with ease. This is the easiest way to level up your savings power!
Place your Time Deposit any time
Choose a suitable "Savings" route for you any time and it will start immediately! Enjoy reaching your saving goal on time!
Time Deposit
Tenor | Interest rate (p.a.)* |
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Time Deposit
Tenor | Interest rate (p.a.)* |
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How to join Time Deposit?
Complete in just 3 steps!
Step 1
Login to WeLab Bank App, tap "Time Deposit" from the bottom navigation
The screen displays and images on this website are for illustrative purpose only. Please refer to the information displayed in the WeLab Bank App on the transaction day.
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Want to know more? We’ve got answers!
What is the difference between Target Time Deposit and Time Deposit?
Time Deposit is for placing idle funds in one go to earn returns. Target Time Deposit lets you save gradually through regular contributions to reach your savings goal.
How do I set up a Time Deposit?
You can set up a Time Deposit in the WeLab Bank App. Simply choose the currency, deposit amount and tenor, then confirm the details to complete the setup.
Note:
1 All interest rates set out above are for reference only and are not guaranteed. For the latest annual interest rates offered by WeLab Bank Limited, please refer to the annual interest rate shown each time in the WeLab Bank Mobile Application. The actual interest rates applicable to your Core Account may differ from the rates listed above and will be subject to the rates quoted in App by us from time to time. We reserve the right of final decision on the actual interest rate applicable to your Core Account.
2 Interest is calculated on the year basis with reference to the time deposit amount and the relevant currencies.
- Hong Kong Dollar (HKD): 365 days or (for a leap year) 366 days a year
- British Pound (GBP): 365 days
- Other currencies - 360 days
3 The time deposit mentioned above is subject to Terms and Conditions. For details, please refer to GoSave 2.0 Time Deposit Terms and Conditions.
4 GoSave 2.0 Time Deposit is a deposit qualified for protection under the Deposit Protection Scheme in Hong Kong.
5 Minimum and maximum deposit amounts may apply. Please refer to the minimum and maximum deposit amounts displayed in the WeLab App for each placement.