Subscribe+ for Apple Products.

Subscribe+. Glow with No Interest.4​

In partnership with Apple Authorized Resellers ​

Available at over 100+ locations and online platforms across Hong Kong ​

Exclusive at WeLab Bank* | As low as 30% off on monthly installments!1​
Click HERE to read Key Facts Statement (KFS) for ”Buy Now, Pay Later” (“BNPL”) product

Login to look up your plan status
Login to look up your plan status
Available at Fortress retail stores and online shop, S.A. Group retail stores and Wilson retail stores now2

100+ point of sale for quick and convenient purchase! Experience the new era of instant purchase, make your next purchase at your fingertips. It’s as easy as that.

Smart. Transparent. Adaptable.

Exclusive* Buy Now Pay Later plan: Enjoy your desired products with ease!​

Get the latest Apple products as low as 30% off monthly installments¹, zero interest⁴, and zero handling fees!​

Simply apply now and purchase your new iPhone 16 Pro (128GB) with monthly instalments as low as HKD 258 per month3!

iPhone 16 Pro

From HKD 258 per month3

From HKD 258 per month3

iPhone 16

From HKD 207 per month3

From HKD 207 per month3

Apple Watch S10

From HKD 100 per month3

From HKD 100 per month3

iPad 10th

From HKD 62 per month3

From HKD 62 per month3

Macbook Air with M3

From HKD 175 per month3

From HKD 175 per month3

Get it faster than others with up to 30% deduction of monthly instalment¹
  • Up to 30% off buy now pay later value1 of the purchase price, get your favorite Apple devices with a lower monthly repayment
  • Purchase Apple products at as low as HKD0 interest4
  • HKD0 handling fee instalment for up to 36 months5
  • No down payments
  • No hidden fees
Bundle all the Apple products you want
  • One-time application to enjoy a revolving credit limit of HKD35,0004
  • Subscribe for AppleCare+2 for your protection
Easy Application

Complete in 6 simple steps!

Step 1

Confirm the ordered product(s). You may also purchase different Apple accessories.

Confirm the ordered product(s). You may also purchase different Apple accessories.

Step 2

After agreeing to the relevant terms, enter your contact information and verify it through SMS one-time password.

After agreeing to the relevant terms, enter your contact information and verify it through SMS one-time password.

Step 3

Pass through identity verification by checking your HKID and taking a selfie. (If you already have a WeLab Bank account, simply log in and skip the verification)

Pass through identity verification by checking your HKID and taking a selfie. (If you already have a WeLab Bank account, simply log in and skip the verification)

Step 4

Provide your personal information and set up login username and password. (If you already have a WeLab Bank account, simply log in to skip most of the inputs)

Provide your personal information and set up login username and password. (If you already have a WeLab Bank account, simply log in to skip most of the inputs)

Step 5

After submitting the application, you may obtain the result of account opening and credit limit approval as timely as instant.

After submitting the application, you may obtain the result of account opening and credit limit approval as timely as instant.

Step 6

Review the order content and authenticate via SMS one-time password. The order will be completed together with confirming acceptance of credit limit and drawing down the loan.

Review the order content and authenticate via SMS one-time password. The order will be completed together with confirming acceptance of credit limit and drawing down the loan.

Purchase Seamlessly with Monthly Instalments!

Purchase your favorite Apple product2 now!

Want to know more? We’ve got answers!

What is WeLab Bank Subscribe+ for Apple Products?

WeLab Bank Subscribe+ for Apple Products is an innovative credit product for customers to purchase eligible Apple products at fixed-term instalment payment under a dedicated credit line. With the Subscribe+ Program, customer can purchase multiple Apple products including iPhone, iPad, Mac and so on at physical stores or online shops of designated resellers.

What differentiates this program from other instalment products in the market is that, if you purchase an Apple product with assigned buy now pay later value, monthly instalment amount will be calculated after deduction of the buy now pay later value of such product. Upon maturity, the final instalment amount will include monthly instalment amount and the buy now pay later value of the product.

How may I purchase Apple products with the WeLab Bank Subscribe+ for Apple Products program?

You can visit physical outlets or online store of our partnered resellers and choose to check out with our Bank's Subscribe+ program. You will then be redirected to our application platform for applying for the credit products for checkout. For applicable resellers and channels, please refer toinformation on our product page.

What are the requirement for applying for WeLab Bank Subscribe+ for Apple Products?

You must be a HK permanent resident at age of 18 years old or above, and you also need to provide a permanent residential address for application. Upon submitting application we will go through a series of internal due diligence check before presenting you the approval result.

What do I need to provide in order to apply for WeLab Bank Subscribe+ for Apple Products if I currently do not hold a WeLab Bank account?

If you do not hold a valid WeLab Bank account at the moment, we will open a WeLab Bank account for you during you first application process. You will need to authenticate yourself with HKID scan and selfie taking, apart from providing further personal information e.g. residential, education and employment details for us to proceed with your application.

Will my WeLab Bank account be readily available upon it is opened successfully through my Subscribe+ application?

You will need to download and log in WeLab Bank app after finishing checkout as soon as possible to re-authenticate your account and finish setting up. Until the process is complete, your account will not be fully functionable including that you cannot make another purchase with the revolving credit line.

To facilitate you to deposit funds for repaying the loan, we strongly advise you to complete such steps before your first monthly repayment.

Why is my application under further review?

There are various factors to consider for your account opening and/or credit application so sometimes we would require additional manual review to check your application before granting you the approval. Rest assured that we are on it and will get back to you as soon as possible, usually within 1-2 business days.

After purchasing an Apple product under the Subscribe+ program, can I buy another device at another reseller?

Yes but only when you have fully repaid all active loans under the Subscribe+ program.

Learn more
Remarks:

This is a credit product. To borrow or not to borrow? Borrow only if you can repay! 

Click HERE to read WeLab Bank Key Facts Statement (KFS) for ”Buy Now, Pay Later” (“BNPL”) product

*WeLab Bank is the only bank which partnered with Apple in providing official revolving credit instalment plan for Apple products as of 31 August 2024.

(1) This program is a revolving credit facility. Through this program, if you purchase an Apple product with assigned buy now pay later value, monthly instalment amount will be calculated after deduction of the buy now pay later value of such product. Depending on the Apple product purchased, the buy now pay later value can be up to 30% of the purchase price of the Apple product. Final instalment amount includes monthly instalment amount and the buy now pay later value of the product.

(2) The Bank is not the supplier or reseller of Apple products. Any inquiry, comment or complaint about the quality of relevant Apple products or services should be directed to the relevant suppliers or resellers. The Bank will not be responsible for any matters in relation to relevant products or services. Any disputes arising from the Apple products and services should be resolved between the customer and the relevant suppliers or resellers. You will not enjoy the chargeback protection in the program, which means if the reseller fails to deliver the product or AppleCare+ and refuses to refund the purchase payment, we will not make any refund to you instead and your obligation to repay the instalment loan in full will continue.

(3) The monthly instalment amount is calculated based on 0% Annualized Interest Rate (APR) and the following assumptions:

Adam Loan - TnC table_EN.png

^The final instalment is HKD2,666 (iPhone 16 Pro 128 GB), HKD2,139 (iPhone 16 128 GB), HKD900 (Apple Watch S10), HKD2,875 (MacBook Air with M3) and HKD622 (iPad 10th)

The above illustrations are for reference only, the actual monthly instalment amount depends on the customer’s selected Apple product and final approval status. Repayment amounts are rounded to the nearest integer and are for illustration only.

(4) The Annualized Interest Rate (APR) under this program is as low as 0%. The APR is calculated according to the guidelines issued in respect of the Code of Banking Practice. The APR is for reference only and the APR and monthly repayment amount applicable to individual customers may vary. The revolving credit limit, APR and the loan tenor of the instalment loan of this program will be subjected to the bank’s final approval. If you do not have a valid WeLab Bank account before the application of this program, you will apply to open a WeLab Bank account during the application of the program. After the completion of the application, please download and log in WeLab Bank app to re-authenticate your account and complete setting up as soon as possible. Your account will not be fully functionable including that you cannot make another purchase with the revolving credit line until you have completed the re-authentication.

(5) The loan tenor ranges from 12 to 36 months, depending on the Apple product purchased.

Want to know more about our offer terms?

Read terms and conditions of Revolving Credit Limit and Instalment Loan for WeLab Bank Subscribe+ for Apple Products / WeLab Bank Subscribe+ for Apple Products.

*Apple, Apple Watch, iPad, iPhone and Macbook Air are trademarks of Apple Inc., registered in the U.S. and other countries and regions.