💰New Customer Welcome Rewards

This promotion is available exclusively to eligible new customers. An "Eligible New Customer" refers to an individual who has not held any WeLab Bank account in the preceding 12 months immediately before the promotion period, and who successfully opens both a Core Account and an Investment Account using a Hong Kong Identity Card with the designated referral code during the Promotion Period.

The "Balance Holding Period" refers to the period from the 7th calendar day to the 27th calendar day (both days inclusive) after the date of successful Core Account opening, during which an eligible customer must maintain at least the corresponding Eligible Balance for the applicable reward tier on each calendar day.

For the purpose of calculating Eligible Balance, any foreign currency transaction under this promotion will be converted into Hong Kong Dollars on a daily basis during the Promotion Period using WeLab Bank's prevailing exchange rate determined on the relevant day. The converted amount will be rounded to the nearest cent for calculation purposes.

^ The "up to 10% p.a." illustration is calculated based on an Eligible Customer maintaining an Eligible Balance of HKD 100,000 throughout the Balance Holding Period and receiving total rewards of HKD 600 (including a HKD 550 Travel Reward and HKD 50 Cash Rebate).

Illustrative annualized return calculation (for reference only):

HKD 600 ÷ HKD 100,000 × 365 days ÷ 21 days = 10.43% p.a.

* The “New Customer Welcome Rewards” Promotion is subject to Terms and Conditions. Rewards are available on a first-come, first-served basis and subject to quota availability. For details, please refer to here.

¹ The Level Up Rewards Programme is subject to separate Terms and Conditions. For details, please refer to here.

² WeLab Bank charges a monthly fee based on your total fund holdings, instead of charging subscription or switching fees per transaction like traditional banks. For fee details, please refer to the General Service Charges.

The above content, reward tiers and examples are for illustrative purposes only.

Screens, images and illustrations are for reference only. The screen display and images on this website are for reference only and do not constitute any guarantee of any form, and may change at any time without prior notice.

Investment involves risks. The above information is for reference only and does not constitute an offer, recommendation, invitation, or solicitation to subscribe or engage in any transaction. 

This webpage is for information only and does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. The investment products or services mentioned in this webpage are not equivalent to, nor should it be treated as a substitute for, time deposit.

Investment involves risk. The price of an investment fund unit may go up as well as down and the investment funds may become valueless. Part of your investment may not be able to liquidate immediately under certain market situation. Please refer to our Wealth Management Services Terms (including relevant risk disclosures) and relevant fund offering documents for more details of our services as well as the nature and risks of the relevant products.

The investment decision is yours but you should not invest in these product(s) nor services unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives.

Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product(s).

If you have any inquiries on the nature and risks involved in this webpage, relevant product(s) and services, trading or investment funds, etc, you should seek advice from independent financial adviser.

The information contained on this Website is for reference only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction. 

If you are outside of Hong Kong, please inform yourself about and observe any relevant restrictions. By proceeding with a purchase, you are representing and warranting that you are either resident in Hong Kong or the applicable laws and regulations of your jurisdiction allow you to access the information in this Website or our App and make the purchase.

This webpage is issued by Welab Bank Limited. The contents of this webpage have not been reviewed by the Securities and Futures Commission in Hong Kong.

In case of any discrepancy between the English and the Chinese versions of this webpage, the English version shall prevail.