WeLab Bank Personal Loan “R-Friend Referral” Campaign

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From now until 30 June 2025, WeLab Bank customer can get HKD 800* each time you refer a friend / relative to apply for WeLab Bank Personal Loan you’re your designated referral code (including "FP" or "TR" prefix) and successful drawdown. What's more, your referee can be either an existing or new WeLab Bank customer!

What are you waiting for? Invite your friends / relatives now to apply for WeLab Bank Personal Loan to win up to HKD 8,000* and enjoy the loan with low APR and all kinds of perks!
Click HERE to read Personal Loan Key Fact Statements

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What’s more? Your referees can also enjoy loans with low APR and all kinds of perks!

Earn up to HKD 23,888 cash rebate

Now you can enjoy up to HKD 23,888 rebate** after successful loan drawdown – it means cash directly transferred to your account!

To borrow or not to borrow? Borrow only if you can repay!

Loan-Deposit-Link - One rate, two ways!

Earn interest rebate on your deposits^! Enjoy great flexibility and lower interest costs. One rate, two ways!

Looking for a Tesla Unsecured Loan?

Apart from WeLab Bank Personal Loan, you can also refer your friends to apply and drawdown Tesla Unsecured Loan to earn HKD 800 cash reward*!

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Remarks:

To borrow or not to borrow? Borrow only if you can repay!

*During the Campaign Period, Eligible Customer can enjoy HKD800 Referral Reward (“Referral Reward”) if you have successfully referred your Referee to apply for WeLab Bank Personal Instalment Loan and drawdown the loan within 7 days after approval. Each Eligible Customer can enjoy a maximum of HKD8,000 cash reward (i.e. 10 successful referrals at maximum) over the Campaign Period under this Campaign. Please refer to terms and conditions for more details.

**From now on until 30 June 2025, successful WeLab Bank Personal Loan applicants with an approved loan of minimum of HKD 150,001 amount and tenor of 24 months can enjoy up to HKD 23,888 cash rebate if the loan is drawn down within 7 days after approval; The cash rebate amount will be credited into the HKD Core Account on or before 31 October 2025. Please refer to terms and conditions for more details.

^The Promotion runs from 24 March 2025 to 30 Jun 2025. During the promotion period, starting from the date on which you have drawn down the loan and the subsequent 11 calendar months, your HKD Core Account deposit are entitled to the savings cash rebate. The amount of the rebate is calculated on the basis of simple interest and based on the special interest rate which can be as high as 5%. The promotion is subject to a quota and is available on a first-come, first-served basis. Please visit Terms and Conditions for more details.

How to join WeLab Bank Personal Loan “R-Friend Referral” Campaign?

All WeLab Bank customers are eligible for the campaign by making referrals with their unique referral codes. If you aren’t our customer yet, simply open an account during the Campaign Period and you’ll have your own referral code and can join the campaign!

To start referring, simply log in to WeLab Bank app and click the "Referrals" icon.

Who is my Referee?

Any WeLab Bank existing customer who successfully applies for WeLab Bank Personal Instalment Loan or WeLab Bank Debt Consolidation Loan (together, “WeLab Bank Personal Loan”) using your referral code and drawdown the loan within 7 days after approval is your Referee.

Or, any WeLab Bank new customer who successfully opens an account using your referral code, applies for WeLab Bank Personal Loan, and drawdown the loan within 7 days after approval is your Referee.

Please note that, joining this campaign will mean you and your Referee confirm that you are of friends / relatives relationship, and you have not charged your Referee any fee related to the loan applied.

What is the referral reward?

During the Campaign Period, you can enjoy HKD 800 Referral Reward* if you have successfully referred your Referee to apply for WeLab Bank Personal Loan using your unique referral code and drawdown the loan within 7 days after approval. The more friends you referred, the more rewards you get!

What is the maximum referral reward?

You can earn a maximum of HKD 8,000 reward (that is up to 10 successful referrals!) during the Campaign Period.

When will I receive the referral reward?

The referral reward will be credited into your HKD Core Account on or before 31 October 2025.

What if my friends didn’t drawdown the loan eventually?

You will no longer be able to get the rewards.

What if my friend forgot to enter my referral code?

If your friend did not enter your referral code during the account opening process / loan application process, you will no longer be able to get the rewards.

💥💥Remember to remind your friend to enter your referral code during the account opening process (if your friend is a WeLab Bank New Customer) / during the loan application process (if your friend is a WeLab Bank Existing Customer)!

Can I close my account right after receiving the referral reward?

If you request to close our account within one year upon receiving the referral reward, we have the right to deduct the equivalent credited amount from your account prior to the closing of account or collect the equivalent amount from you through any other means.

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Want to know more about our offer?

*Terms and Conditions for WeLab Bank Personal Loan “R-Friend Referral” Campaign