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*Based on market research conducted on 18th August 2022 regarding online application and offer details for Tesla loan promotion.
^Allianz Global Investors is a leading active asset manager. For more details on the strategic partnership of WeLab-Allianz, please refer to the press release on WeLab official webpage.

1. Up to HKD 12,000 is the total maximum reward that you can get from WeLab Bank X Tesla Mega Combo promotion. Terms and conditions apply, please visit Terms and Conditions。
2. The Annual flat rate is rounded up to the nearest 2 decimal places, the Annualised Percentage Rate (‘APR’) is 3.68%, which is calculated based on a loan amount of HKD10,000 or above and a repayment tenor of 36/48/60 months. The APR is calculated using method specified in relevant guidelines issued by the Hong Kong Associations of Banks. The APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate. The final approved interest will be subject to the bank’s approval.
3. During the promotion period, starting from the date on which you have drawn down the loan and the subsequent 11 calendar months, your Core Account deposit (daily balance up to HKD300,000) are entitled to the savings cash rebate. The amount of the rebate is calculated on the basis of simple interest and based on the special interest rate (your prevailing Core Account interest rate and the special interest rate amount to 0.8% in total). The promotion is subject to a quota and is available on a first-come, first-served basis. Please visit Terms and Conditions for more details.
4. During promotion period, new customers who have successfully opened a bank account at WeLab bank or successfully applied for WeLab Bank Personal Loan with Referral code/ promotion codes starting with prefix ’TE’ will be entitled to a 10% cash rebate using your WeLab Debit Card for eligible transactions conducted from the date of successful account opening or the date of successful loan drawdown until the following 5th calendar month. Monthly capped at HKD100. The promotion is subject to a quota and is available on a first-come, first-served basis. Please visit Terms and Conditions for more details.
5. Open a WeLab Bank account with "TESLA5" or any referral code prefixed with "TE" during the promotion period, and successfully open an investment account and invest in the recommended investment portfolio, and send the proof of purchase of Tesla car (the purchase date can be earlier than or during the promotion period) to [email protected], after confirmation, you enjoy Seed Money of HKD 1,000. The promotion is subject to a quota and is available on a first-come, first-served basis. Please visit Terms and Conditions for more details.
6. The actual time for loan approval and the loan disbursement may vary depending on the information provided by the customer and are subject to the credit assessment result.
7. The number is derived based on the assumption that the other banks are offering 0.001% interest rate without any promotions

#Saving here refers to saving deposit in the WeLab Bank Core Account. 。

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