Clear your card debts and save 50k interest expenses, or get 50k

WeLab Bank Exclusive! Also enjoy up to HKD 13,888 cash rebate*!

To borrow or not to borrow? Borrow only if you can repay!

*Click HERE to read terms and conditions.

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WeLab Bank - The Most Innovative Bank* in Hong Kong

Great news! We have recently been ranked number 1 in the inaugural ‘Hong Kong Corporate Innovation Index’ 2022! Thanks everyone for the continuous support!

*The claim is based on the result of the inaugural ‘Hong Kong Corporate Innovation Index’ 2022 held by the Asia-Pacific Institute of Business (APIB) of CUHK Business School.

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Subscribe+ for Apple Products

One Plan. All the possibilities.

  • Get iPhone 14 Pro (128GB) at HKD 258 up/month*
  • With guaranteed trade-in value*
  • Flexible options of trade-in or keep your device at end of term *

This program is a credit product. To borrow or not to borrow? Borrow only if you can repay! ​
*Click HERE to read terms and conditions

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First in HK: Tesla Mega Combo

⏱Limited quota: From now until 30 June 2023, open account with "TESLA5" and finish our designated missions to enjoy up to HKD 13,100 rewards*, including:
(1) Tesla-exclusive: Unsecured loan with as low as 3.50% APR*
(2) Groundbreaking rate: 1.5% p.a. for your savings in core account*
(3) 20% cash rebate* for spending on Tesla Supercharging / online merchandise with your car
(4) Refer friends to earn up to HKD 8,000

*Click HERE to read terms and conditions.

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We’ve been quoted in:

GoWealth digital wealth advisory

Discover your goals.Invest into purpose-built porfolios.Track and manage your progress.All within one Hong Kong virtual bank app.
Since launch to date, our investment portfolios have recorded remarkable performance.


This webpage is for information only and does not constitute any investment advice. Investment involves risks, please refer to the Disclaimers herein for details. The screen displays and the images of the website are for illustrative purpose only.

GoSave 2.0 Time Deposit

Understanding your needs, leading Hong Kong virtual bank - WeLab Bank has upgraded our GoSave to the latest 2.0 version to take care of our customer’s feedback. Check out how the GoSave 2.0 Time Deposit is more rewarding, more flexible and more surprising!

*Terms and conditions apply

Amazing rates for all

Deposit at least HKD 10 to enjoy the same great rate as everyone - that's the magic of the leading Hong Kong virtual bank.

Place your GoSave 2.0 Time Deposit any time

At WeLab Bank, a leading Hong Kong virtual bank, you can choose a suitable "Savings" route for you any time and it will start immediately! Enjoy reaching your saving goal on time!

“GoSave Festival”

Add money to your WeLab Bank account now to ensure you have sufficient funds to catch the “GoSave Festival” exclusive surprise when you see it - it's a one-of-a-kind Hong Kong virtual bank offer! The offer is available on a first-come, first-served basis, so act now!

Take back control of your spending with leading Hong Kong virtual bank

As a leading Hong Kong virtual bank, we want to help you say goodbye to credit card surprise! Take back control and only spend on what you want with your Debit Card. Save the rest and watch it grow!

Available instantly

A virtual Debit Card available instantly with your new Hong Kong virtual bank account, also compatible with Apple Pay. Ready for use at your favourite online merchants – even before your physical card arrives.

A card to rule them all

One card for all your shopping, dining and cash needs. Spend it, withdraw it, beep it. It’s easy. It's how the leading Hong Kong virtual bank can help you.

An intelligent Hong Kong virtual bank account

Get real-time notifications for every transaction and more.

Good lookin’ technology

The numberless card design looks good and literally shines! Access your card details securely, all within one Hong Kong virtual bank app.