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Open an account using referral code “KMB200” for HKD 200 spending rebate*!

A rewarding journey with KMB: With your WeLab Debit Card, you can enjoy $2* off every KMB ride, and double the reward^ if you finish our in-bus mobile game! What's more, you can enjoy free KMB ride on designated days#!​

*^ Terms and conditions: E-Payment Bus Fare Rebate Offer, Game Campaign, KMB200 account opening reward

#Click HERE for details​

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Refer a friend for HKD 100 cash reward*! ​

Start referring to earn HKD 100*; When your Direct Referee refers others to join, you'll each earn HKD 50*! ​Just let them do the work while you chillax and earn up to HKD 5,000* in rewards! 

*Click HERE to read terms and conditions.

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GoFlexi Personal Loan - APR as low as 1.68%*

  • For a loan of HKD 500,000, the daily interest is about HKD 10^ only, with HKD 0 handling fee!
  • Limited-time APR rate as low as 1.68%*
  • Up to HKD 3,000 cash rebate* transferred directly into your account in the first month
  • Borrow as fast as in 3 steps, same day disbursement at the earliest**

Tip: To borrow or not to borrow? Borrow only if you can repay!

*Click HERE to read terms and conditions.

^Assuming that the customer successfully withdraws the above loan amount, selects a repayment period of 24 months and gets 1.68% annual percentage rate. After deducting the available HKD1,000 cash rebate, the estimated daily interest amount is HKD10.59. This figure is for reference only. The aforementioned annual interest rate and cash rebate amount may not necessarily be the current interest rate applicable to your GoFlexi Personal Loan or the cash rebate amount you are entitled. The actual repayment interest depends on the credit score and the final approval status.

**The estimated period is calculated from the day the loan agreement is signed.  The actual approval period and the actual time the loan is disbursed may vary upon information provided by the applicants.

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Open an account using referral code “BENSIR” for HKD 200 spending rebate*!​

Your bill is on us! Spend with WeLab Debit Card upon successful account opening with “BENSIR” to enjoy 100% spending rebate* capped at HKD 200 in the first 30 days. ​

Sit back and the rebate amount will go straight to your bank account! 

*Terms and conditions apply

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🍽️ 3% cash rebate for ALL F&B spending!

Enjoy every day, reward every meal!

Use your WeLab Debit Card to get 3% cash rebate* on ALL food & beverage spending upon completion of the required number of transactions.

Dine-in or takeaway , earn rebate with your card on 24 x7!

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GoSave - Hong Kong's first socially-driven time deposit

No matter how much you deposit, you can enjoy our interest rate of 0.75% p.a.* and zero withdrawal fees! Earning interest is that easy!

*Based on 3 month HKD time deposit rate on 9 October 2021. Deposit rates may vary based on market conditions.
*Terms and conditions apply

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Hong Kong's first socially-driven time deposit

Hong Kong's first savings product that harnesses the power of the community. The more people who save, the higher the deposit rate we all get. Withdraw your funds before maturity with no extra fees*. Start small, start big - let’s GoSave together!

*Terms and conditions apply


Amazing rates for all

A savings product that gets you great rates and rewards you for saving, no matter how much you save. Save small, save big - always get the same awesome rates. Get started with as little as HKD 10!


Savings, powered by the community

Hong Kong's first savings product that harnesses the power of the community.The more people who save, the higher everyone’s rate goes and everyone in the bus will get the same rate together. All aboard this unique savings experience!


Need your money in a hurry? We've got your back

Want to save money actively, but worried about it being tied up? GoSave lets you withdraw your money early with no extra fees*, while offering great rates. Get started today and watch your money grow automagically.

*Terms and conditions apply

Take back control of your spending

Say goodbye to credit card surprises! Take back control and only spend on what you want with your Debit Card. Save the rest and watch it grow!

Available instantly

A virtual Debit Card available instantly with your new bank account, also compatible with Apple Pay. Ready for use at your favourite online merchants – even before your physical card arrives.

A card to rule them all

One card for all your shopping, dining and cash needs. Spend it, withdraw it, beep it. It’s easy.

An intelligent account

Get real-time notifications for every transaction and more.

Good lookin’ technology

The numberless card design looks good and literally shines! Access your card details securely, all within the app.