Groundbreaking rate: 3% p.a. for your savings in core account*

Once your WeLab Bank Core Account is successfully opened between 1 October 2023 to 31 January 2024, new customers can enjoy up to 3% p.a. in total as a welcome offer* for the first 30 days.

*Click HERE to read terms and conditions.

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Invest in global top funds with $0 subscription fee!

Still need to pay commission for buying funds? Investing with our Featured Funds Services, all are $0 subscription fee, with extra low single monthly fee of 0.08% with unlimited trades flexibility.

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Subscribe+ for Apple Products

As low as 30% off for monthly instalment1, get it faster than others!

  • Get iPhone 15 Pro (128GB) at HKD 258 up/month*
  • Enjoy the best discount in town for other series of Apple products*
  • More than 100+ point of sale*

This program is a credit product. To borrow or not to borrow? Borrow only if you can repay! ​
*Click HERE to read terms and conditions

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Save HKD50,000 interest expenses or get HKD50,000 cash*

WeLab Bank Exclusive! Also enjoy up to HKD 13,888 cash rebate#!

To borrow or not to borrow? Borrow only if you can repay!

*#Click HERE to read terms and conditions.

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WeLab Bank - The Most Innovative Bank* in Hong Kong

Great news! We have recently been ranked number 1 in the inaugural ‘Hong Kong Corporate Innovation Index’ 2022! Thanks everyone for the continuous support!

*The claim is based on the result of the inaugural ‘Hong Kong Corporate Innovation Index’ 2022 held by the Asia-Pacific Institute of Business (APIB) of CUHK Business School.

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First in HK: Tesla Mega Combo

⏱Limited quota: From now until 31 December 2023, open account with "TESLA5" and finish our designated missions to enjoy up to HKD 13,400 rewards*, including:
(1) Tesla-exclusive: Unsecured loan with as low as 3.50% APR*
(2) Groundbreaking rate: 1.5% p.a. for your savings in core account*
(3) 20% cash rebate* for spending on Tesla Supercharging / online merchandise with your car
(4) Refer friends to earn up to HKD 8,000
(5) HKD 300 GoWealth Seed Money*

*Click HERE to read terms and conditions.

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We’ve been quoted in:

Featured Funds

Our mutual fund product shelf is created around the most exciting investing themes and opportunities, as we know making the right investment decision is hard. By simplifying your decision by only choose one or multiple funds from our pre-built collections provided by the top global fund houses (including: AllianzGI, Blackrock, Fidelity, Invesco, Janus Henderson, JPMorgan Asset Management, PIMCO, Schroder), you will be making smarter investing decisions, faster, easier.

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GoWealth digital wealth advisory

Discover your goals．Invest into purpose-built porfolios．Track and manage your progress．All within one Hong Kong virtual bank app.
Since launch to date, our investment portfolios have recorded remarkable performance.

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This webpage is for information only and does not constitute any investment advice. Investment involves risks, please refer to the Disclaimers herein for details. The screen displays and the images of the website are for illustrative purpose only.

GoSave 2.0 Time Deposit

Understanding your needs, leading Hong Kong virtual bank - WeLab Bank has upgraded our GoSave to the latest 2.0 version to take care of our customer’s feedback. Check out how the GoSave 2.0 Time Deposit is more rewarding, more flexible and more surprising!

*Terms and conditions apply

Amazing rates for all

Deposit at least HKD 10 to enjoy the same great rate as everyone - that's the magic of the leading Hong Kong virtual bank.

Place your GoSave 2.0 Time Deposit any time

At WeLab Bank, a leading Hong Kong virtual bank, you can choose a suitable "Savings" route for you any time and it will start immediately! Enjoy reaching your saving goal on time!

“GoSave Festival”

Add money to your WeLab Bank account now to ensure you have sufficient funds to catch the “GoSave Festival” exclusive surprise when you see it - it's a one-of-a-kind Hong Kong virtual bank offer! The offer is available on a first-come, first-served basis, so act now!

Take back control of your spending with leading Hong Kong virtual bank

As a leading Hong Kong virtual bank, we want to help you say goodbye to credit card surprise! Take back control and only spend on what you want with your Debit Card. Save the rest and watch it grow!

Available instantly

A virtual Debit Card available instantly with your new Hong Kong virtual bank account, also compatible with Apple Pay. Ready for use at your favourite online merchants – even before your physical card arrives.

A card to rule them all

One card for all your shopping, dining and cash needs. Spend it, withdraw it, beep it. It’s easy. It's how the leading Hong Kong virtual bank can help you.

An intelligent Hong Kong virtual bank account

Get real-time notifications for every transaction and more.

Good lookin’ technology

The numberless card design looks good and literally shines! Access your card details securely, all within one Hong Kong virtual bank app.

Move and get money instantly

Get paid and send money to your friends and family instantly 24/7 with just a mobile number or email via FPS. Say goodbye to bank codes, account numbers, checks and delays.

Beyond bank-grade security

Keeping your money and data safe is our priority. As a virtual bank regulated by the Hong Kong Monetary Authority, we follow security requirements that far exceed banking industry norms.

Keep your money safe

You’ve worked hard for your money. WeLab Bank is a member of the Deposit Protection Scheme. Your eligible deposits here are protected by the Scheme up to a limit of HKD 500,000 per depositor.

Got questions?
We got answers.

How can we help you today?

What is WeLab Bank? What does it mean to be a Hong Kong virtual bank?

First of all, as our name suggests, we are a bank! WeLab Bank is a virtual bank licensed by the Hong Kong Monetary Authority. But, we are not your typical bank. We've seamlessly integrated technology into our lives and are redefining how Hong Kong banks should serve you.

Why doesn't WeLab Bank, a Hong Kong virtual bank, have branches?

Your mobile phone is our physical branch! As a leading Hong Kong virtual bank, we believe that we can deliver intuitive and instant banking services without you ever having to set foot into a physical branch. Also, operating branches is very cost intensive and we want to make sure we keep our costs low so we can pass the cost savings directly to you as a Hong Kong virtual bank! If you really want to see or talk to us, there are also many other channels where you can find us: Though we are a Hong Kong virtual bank, we are a group of real humans sitting in a physical office in Hong Kong; you can call our customer service hotline to speak to a WeLab representative; message us through the customer service chat box in our app; or shoot us an email – whichever way you choose, we will be at your service!

Remarks:

Note: We formulate GoWealth Investment Portfolio Index for bond portfolios, mixed asset portfolios, and equity portfolios respectively, aiming at illustrating the performance of the investment portfolios of GoWealth since launch. The Index is provided for reference only and does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. Investment involves risks. Past performance is not indicative or guarantee of future results. You should not regard the index as a prediction or guarantee of future performance.

For details of the index, including its calculation method, source of information and purposes, please refer to the relevant report.

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