Growing your money, made simple.

We know it’s hard to grow your money in Hong Kong. WeLab Bank is here to show you how.

Join the Waiting List and be one of the first to experience banking built for our century.

Thanks for signing up, get ready for banking built for our century!

We’ve been quoted in:

A new beginning: with GoSave, save and grow money together.

Hong Kong's first savings product that harnesses the power of the community. The more people who save, the higher the deposit rate we all get. Withdraw your funds before maturity with no extra fees. Start small, start big - let’s GoSave together!
Join a savings minibus

Amazing rates
for all

A savings product that gets you great rates and rewards you for saving, no matter how much you save. Save small, save big - always get the same awesome rates. Get started with as little as HKD 10!

Invite friends

Savings, powered by the community

Hong Kong's first savings product that harnesses the power of the community. The more people that save, the higher everyone’s rate goes and the sooner you reach your savings goals. All aboard this unique savings experience!

Grow together

Need your money in a hurry? We've got your back

Want to save money actively, but worried about it being tied up? GoSave lets you withdraw your money early with no extra fees, while offering great rates. Get started today and watch your money grow automagically.

Take back control of your spendingSay goodbye to credit card surprises! Take back control and only spend on what you want with your Debit Card. Save the rest and watch it grow!
Available instantlyA virtual Debit Card available instantly with your new bank account.
A card to rule them allOne card for all your shopping, dining and cash needs. Spend it, withdraw it, beep it. It’s easy.
An intelligent accountGet real-time notifications for every transaction, automatic spending categorization* and more.
Good lookin’ technologyThe numberless card design looks good, literally shines and keeps your card details safe on your phone!
imageMove and get money instantlyGet paid and send money to your friends and family instantly 24/7 with just a mobile number or email via FPS. Say goodbye to bank codes, account numbers, checks and delays.
Beyond bank-grade securityKeeping your money and data safe is our priority. As a virtual bank regulated by the Hong Kong Monetary Authority, we follow security requirements that far exceed banking industry norms.
imageKeep your money safeYou’ve worked hard for your money. WeLab Bank is a member of the Deposit Protection Scheme. Your eligible deposits here are protected by the Scheme up to a limit of HKD 500,000 per depositor.

Got questions?
We got answers.

How can we help you today?

What is WeLab Bank?
First of all, as our name suggests, we are a bank! WeLab Bank is a virtual bank licensed by the Hong Kong Monetary Authority. But, we are not your typical bank. We've seamlessly integrated technology into our lives and are redefining how Hong Kong banks should serve you.
Why doesn't WeLab Bank have branches?
Your mobile phone is our physical branch! We believe that we can deliver intuitive and instant banking services without you ever having to set foot into a physical branch. Also, operating branches is very cost intensive and we want to make sure we keep our costs low so we can pass the cost savings directly to you!
If you really want to see or talk to us, there are also many other channels where you can find us: we are a group of real humans sitting in a physical office in Hong Kong; you can call our customer service hotline to speak to a WeLab representative; message us through the customer service chat box in our app; or shoot us an email – whichever way you choose, we will be at your service!
Learn more