GoSave 2.0 Time Deposit Enjoy up to 3.90% p.a.!

Enjoy amazing time deposit rate at your fingertips anytime, anywhere.

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Amazing rates for all

Deposit at least HKD / USD 10 to enjoy the same great rate as everyone!

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Place your GoSave 2.0 Time Deposit any time

Choose a suitable "Savings" route for you any time and it will start immediately! Enjoy reaching your saving goal on time!

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“GoSave Festival”

Add money to your WeLab Bank account now to ensure you have sufficient funds to catch the “GoSave Festival” exclusive surprise when you see it . The offer is available on a first-come, first-served basis, so act now!

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HKD GoSave 2.0 Time Deposit Offer:
Tenorp.a.*
1-month
1.00%
3-month
1.80%
7-month
1.90%
9-month
1.90%
10-month
1.90%
12-month
1.90%
18-month
1.90%
24-month
1.90%
Tenorp.a.*
1-month
1.00%
3-month
1.80%
7-month
1.90%
9-month
1.90%
10-month
1.90%
12-month
1.90%
18-month
1.90%
24-month
1.90%

*Above is quoted based on the HKD GoSave 2.0 Time Deposit interest rates offered on 6 June 2025 and it is for reference only.

USD GoSave 2.0 Time Deposit Offer:
Tenorp.a.*
1-month
2.50%
2-month
3.50%
3-month
3.90%
6-month
3.83%
12-month
2.00%
Tenorp.a.*
1-month
2.50%
2-month
3.50%
3-month
3.90%
6-month
3.83%
12-month
2.00%

*Above is quoted based on the USD GoSave 2.0 Time Deposit interest rates offered on 20 May 2025 and it is for reference only.

How to join GoSave 2.0?

Complete in just 3 steps!

Step 1

Login to WeLab Bank App, tap GoSave from the bottom navigation

Login to WeLab Bank App, tap GoSave from the bottom navigation

Step 2

Pick the suitable “Savings” route!

Pick the suitable “Savings” route!

Step 3

Deposit at least HKD / USD 10 to enjoy the same great rate as everyone! Let’s tell your friends to set up GoSave 2.0 Time Deposit!

Deposit at least HKD / USD 10 to enjoy the same great rate as everyone! Let’s tell your friends to set up GoSave 2.0 Time Deposit!

Want to know more about GoSave2.0 Time Deposit?
GoSave 2.0 Time Deposit Terms and Conditions
Get started!

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Want to know more? We’ve got answers!
What is GoSave 2.0?​

GoSave 2.0 is a time deposit product offered by WeLab Bank that allows customers to earn higher interest rates through the time deposit, compared to the interest rate we offer to customers' savings at WeLab Bank's Core Account.​

What is the interest rate for GoSave 2.0 time deposit?​

The interest rate for GoSave 2.0 time deposits varies according to the deposit amount and term. To find out the latest time deposit interest rates and details, please refer to the GoSave page in WeLab Bank app for more information.​

How is the interest on GoSave 2.0 calculated?​

The interest on GoSave 2.0 is calculated based on the time deposit interest rate, principal amount and term, and will be paid to the customer's Core Account on the maturity date.​

What factors might affect the time deposit interest rate for GoSave 2.0?​

The time deposit interest rate for GoSave 2.0 is affected by various factors, such as market interest rates, central bank policy interest rates, and the bank's costs. WeLab Bank adjusts our time deposit interest rate based on market conditions and our business needs.​

Where can I locate the GoSave 2.0 time deposit tenor and rate?

If you would like to know the current rate & tenor offers, please login to the WeLab Bank app for the latest information.

Can I choose different deposit terms to enjoy different time deposit interest rates for GoSave 2.0?​

Yes, you can choose different deposit terms to enjoy different time deposit interest rates according to your own needs.

Can I withdraw the funds before the GoSave 2.0 Time Deposit is matured? Any handling fees?

Yes, you can! You may only fully withdraw once for each GoSave 2.0 Time Deposit, but the interest will not be given, and the handling fee will be applied, which will be calculated based on the formula “Time Deposit Principal Amount x X%”.

What is the handling fee for GoSave 2.0 Time Deposit full withdrawal before maturity date?

The handling fee will be calculated based on the formula “Time Deposit Principal Amount x X%”, and it will be deducted from the principal amount! you may find the X% information by clicking the “handling fee” on the GoSave 2.0 Time Deposit confirmation page in our App.

Can I still view my GoSave Time Deposit details on the App?

Sure! If you still hold a valid GoSave Time Deposit, you can still view the relevant information on our WeLab Bank App.

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Note

1. All interest rates set out above are for reference only and are not guaranteed. For the latest annual interest rates offered by WeLab Bank Limited, please refer to the annual interest rate shown each time in the WeLab Bank Mobile Application. The applicable interest rate shall be subject to the rate shown in our App.

2. Interest is calculated on the year basis with reference to the time deposit amount and the relevant currencies.

  • Hong Kong Dollar (HKD): 365 days or (for a leap year) 366 days a year
  • US Dollar (USD): 360 days

3. Terms and Conditions apply. For details, please check GoSave 2.0 Time Deposit Terms and Conditions.

4. GoSave 2.0 Time Deposit is a deposit qualified for protection under the Deposit Protection Scheme in Hong Kong.