GoSave 2.0 Time Deposit Enjoy up to 3.50% p.a.!
Enjoy amazing time deposit rate at your fingertips anytime, anywhere.


Amazing rates for all
Deposit from $10 in available currency to enjoy the same great rate as everyone!


Place your GoSave 2.0 Time Deposit any time
Choose a suitable "Savings" route for you any time and it will start immediately! Enjoy reaching your saving goal on time!
HKD GoSave 2.0 Time Deposit
| Tenor | Interest rate (p.a.)* |
|---|---|
| 2.50% | |
| 0.80% | |
| 2.25% | |
| 2.81% | |
| 2.21% | |
| 3.00% | |
| 2.50% | |
| 2.50% | |
| 2.50% |
*Above is quoted based on the HKD GoSave 2.0 Time Deposit interest rates offered 27 Oct 2025 and it is for reference only.
USD GoSave 2.0 Time Deposit
| Tenor | Interest rate (p.a.)* |
|---|---|
| 3.30% | |
| 3.00% | |
| 3.50% | |
| 3.41% | |
| 2.00% |
*Above is quoted based on the USD GoSave 2.0 Time Deposit interest rates offered on 23 September 2025 and it is for reference only.
Other Foreign Currencies GoSave 2.0 Time Deposit and interest rate (p.a.)*
| Currency | CNY | AUD | GBP |
|---|---|---|---|
| 1.30% | 3.00% | 3.00% | |
| 1.30% | 3.00% | 3.00% |
*Above is quoted based on the other Foreign Currencies GoSave 2.0 Time Deposit interest rates offered on 14 July 2025 and it is for reference only.
How to join GoSave 2.0?
Complete in just 3 steps!
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Note
- All interest rates set out above are for reference only and are not guaranteed. For the latest annual interest rates offered by WeLab Bank Limited, please refer to the annual interest rate shown each time in the WeLab Bank Mobile Application. The actual interest rates applicable to your Core Account may differ from the rates listed above and will be subject to the rates quoted in App by us from time to time. We reserve the right of final decision on the actual interest rate applicable to your Core Account.
- Interest is calculated on the year basis with reference to the time deposit amount and the relevant currencies.
- Hong Kong Dollar (HKD): 365 days or (for a leap year) 366 days a year
- British Pound (GBP): 365 days
- Other currencies - 360 days
- Terms and Conditions apply. For details, please check GoSave 2.0 Time Deposit Terms and Conditions.
- GoSave 2.0 Time Deposit is a deposit qualified for protection under the Deposit Protection Scheme in Hong Kong.





