WeLab Bank 6^th Anniversary 3 in 1 Welcome Rewards🎁

The above list and examples are for reference only.

Investment involves risks. Information is for reference only and does not constitute any offer, solicitation and advice.

For Featured Funds Services fee details, please refer to the General Service Charges.

The "WeLab Bank 6th Anniversary Triple Welcome Rewards" is subject to Terms and Conditions. Limited quota, first come, first served. Please click here for details.

¹ From successful account opening until 30 September 2026, eligible customers who has accumulated Eligible Mainland and Overseas Spending of at least HKD10,000 or its equivalent, is entitled to a 6% cash rebate. The aggregate amount of cash rebate that may be earned by each eligible customer is capped at HKD1,000.

² Based on total accumulated qualifying fund transactions of HKD 1,000,000 completed within the specified promotion period.

³ During the promotion period, eligible customers who effects Eligible FX Transactions through the WeLab Bank App and reach the designated cumulative transaction amount is entitled to a cash reward. Irrespective of the number of Eligible FX Transactions effected, each eligible customer is entitled to one cash reward only and shall be determined by the Accumulated FX Transaction Amount effected.

⁴ The best rates in town comparison is based on the exchange rates collected from the websites, online banking or mobile banking of 28 retail banks in Hong Kong (excluding those which do not publish FX rates via the aforementioned channels) as of approximately 2:30 pm on 19 May 2026. Those rates do not include any special promotions, discounts, offers, membership programs or other preferential rates (including but not limited to volume discounts), but include any fees charged by any banks when conducting the FX transactions to facilitate the comparison. 

Foreign Exchange involves Exchange Rate Risk. The value of foreign currency will be subject to the risk of exchange rate fluctuation. As a result, customer may incur gains or loss of principal in the event that the customer converts Hong Kong Dollar or foreign currency to another currency, and/or in the event that the customer converts a foreign to Hong Kong Dollar.

In relation to FX Transactions involving the offshore Chinese Yuan Renminbi (CNY), the CNY exchange rate, like any other foreign currencies are affected by a wide range of factors and is subject to fluctuations. CNY cannot be freely exchanged for other currencies (including Hong Kong Dollars) and the exchange of CNY through banks in Hong Kong is subject to restriction specified by us, relevant policies, regulatory requirements and restrictions that applicable to such FX transactions from time to time. The actual exchange arrangement will depend on the policies, requirements and restrictions prevailing at the relevant time.

Dynamic Currency Conversion (DCC) may occur when withdrawing cash overseas, making online or overseas transactions. If you see an exchange rate displayed or are offered an option to convert Hong Kong dollars into foreign currency or settle in Hong Kong dollars, such withdrawals or purchases are considered DCC and may involve higher fees. WeLab Bank shall not be responsible for any charges or fees imposed by merchants in relation to such transactions.

The screen displays and the images of the website are for illustrative purpose and general information only without warranty of any kind and may be changed at any time without prior notice. The information above is not and does not constitute or form part of any offer, recommendation, invitation or solicitation to subscribe to or to enter into any transaction.

This webpage is for information only and does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. The investment products or services mentioned in this webpage are not equivalent to, nor should it be treated as a substitute for, time deposit.

Investment involves risk. The price of an investment fund unit may go up as well as down and the investment funds may become valueless. Part of your investment may not be able to liquidate immediately under certain market situation. Please refer to our Wealth Management Services Terms (including relevant risk disclosures) and relevant fund offering documents for more details of our services as well as the nature and risks of the relevant products.

The investment decision is yours but you should not invest in these product(s) nor services unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives.

Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product(s).

If you have any inquiries on the nature and risks involved in this webpage, relevant product(s) and services, trading or investment funds, etc, you should seek advice from independent financial adviser.

The information contained on this Website should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction. If you are outside of Hong Kong, please inform yourself about and observe any relevant restrictions. By proceeding with a purchase, you are representing and warranting that you are either resident in Hong Kong or the applicable laws and regulations of your jurisdiction allow you to access the information in this Website or our App and make the purchase.

This webpage is issued by Welab Bank Limited. The contents of this webpage have not been reviewed by the Securities and Futures Commission in Hong Kong.

In case of any discrepancy between the English and the Chinese versions of this webpage, the English version shall prevail.