Do I need to choose the foreign currency to pay every time I make a purchase or withdrawal?
You usually do not need to choose to pay with foreign currency. If an overseas merchant or overseas ATM offers you the option to settle in foreign currency or in Hong Kong dollars, you should choose to pay with foreign currency.We will automatically debit from the corresponding foreign currency account based on the transaction currency.If the corresponding foreign currency account balance is insufficient, or the transaction currency is not among the 11 currencies supported, we will settle in Hong Kong dollars according to our prevailing exchange rate.
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