【WeLab Bank extends its deepest condolences to those affected by the fire】WeLab Bank is deeply saddened by the fire in Tai Po and expresses its deepest condolences to those injured and affected families. We sincerely appreciate the efforts of frontline rescuers and stand with the community. In order to support those affected customers, we will provide additional service support and assistance: (1) Provide affected customers with a 6-month repayment grace period (including both principal and interest), while waiving related late charges and handling fees.(2) Any enquiries from those affected customers will be dealt with priority, and appropriate assistance will be provided. (3) Customer service dedicated hotline: (852) 3898 6988. WeLab Bank reminds customers to stay vigilant against fraud during this period. If in doubt, please contact us immediately at (852) 3898 6988.
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When Life Meets Intelligence


Dedicated to applying AI technology to grow your wealth, simply and easily.

Smart Finance, Carefree Living

Smart Finance, Carefree Living

“Where life meets intelligence” is at the heart of WeLab Bank – connecting Artificial Intelligence (AI) with your everyday life.


WeLab Bank is dedicated to providing highly personalized customer experiences using Generative AI and AI Agents. We’ve established an AI-first strategic partnership with Google, applying it to operations, product design and marketing to achieve highly personalized financial innovation.


Whether you need savings, loans, or investments, we aim to help you save more and earn more in the smartest, most considerate way possible. Because we believe you deserve a smarter banking experience.

Hong Kong’s Best Digital Bank with Global Accolades

Globally Recognized for Industry Leadership and Steller Performance

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Smart Choices to Help You Save More and Earn More

Smart Choices to Help You Save More and Earn More


Manage: WeLab Bank offers a comprehensive and personalized banking experience. Manage your global debit cards, international transfers, and unlock your asset potential with loans – all easily handled in one App. We help you seize every opportunity to grow your wealth, freeing up your time for what truly matters.
Manage: WeLab Bank offers a comprehensive and personalized banking experience. Manage your global debit cards, international transfers, and unlock your asset potential with loans – all easily handled in one App. We help you seize every opportunity to grow your wealth, freeing up your time for what truly matters.
Save: We intelligently leverage AI and technology to offer you higher deposit rates and the best FX rate* for international opportunities. Whether you’re a financial beginner or a seasoned global investor, WeLab Bank helps you cut costs, save more, and earn more.
Save: We intelligently leverage AI and technology to offer you higher deposit rates and the best FX rate* for international opportunities. Whether you’re a financial beginner or a seasoned global investor, WeLab Bank helps you cut costs, save more, and earn more.
Grow: Partnering with world-leading fund companies, we bring you "Digital Wealth Advisory" and "Featured Funds," consistently offering unlimited $0 subscription and switching fees. Allowing you to flexibly allocate your funds, build a diversified passive income stream, and make investing and wealth growth simple and stress-free.
Grow: Partnering with world-leading fund companies, we bring you "Digital Wealth Advisory" and "Featured Funds," consistently offering unlimited $0 subscription and switching fees. Allowing you to flexibly allocate your funds, build a diversified passive income stream, and make investing and wealth growth simple and stress-free.

Global Strategic Partnerships – AI-First to Drive Financial Innovation

Leveraging WeLab Bank’s outstanding fintech innovation, we’ve partnered with leading technology companies including Google, Apple, Allianz Global Investors, and Tesla, using the power of fintech to give back to society. We will continue to prioritize an AI-first approach, driving the application of digital banking services, leading financial innovation, and empowering our talented team to reach new heights on the international stage.

 

Join WeLab Bank today and explore the limitless possibilities that the future of finance has to offer!

Global Strategic Partnerships – AI-First to Drive Financial Innovation

Our Products and Services:

Our Products and Services:

*The best rates in town comparison is based on the exchange rates collected from the websites, online banking or mobile banking of 28 retail banks in Hong Kong (excluding those which do not publish FX rates via the aforementioned channels) as of approximately 2:30 pm on 14 January 2026. Those rates do not include any special promotions, discounts, offers, membership programs or other preferential rates (including but not limited to volume discounts), but include any fees charged by any banks when conducting the FX transactions to facilitate the comparison. Terms and Conditions apply, please click here for promotion details.

This webpage is for information only and does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. Investment involves risk, please refer to investment product pages for details.

The screen displays and images on this website are for illustrative purpose only. Please refer to the information displayed in the WeLab Bank App on the transaction day.

To borrow or not to borrow? Borrow only if you can repay!