WeLab Money Plus onshelf✨, helping you pursue higher returns📈!
When you have idle funds on hand💰, using the returns earned on investments as principal on continuous investments can create a compound interest effect that increases the value of the asset3. For example, investing in money market funds, most of them are low-risk investment products, although it's important to consider key risks such as credit and inflation risks3. Data shows that the average price volatility of money market funds sold in Hong Kong over the past year was only 0.58%1, far lower than other investment products. Therefore, money market funds have been popular among the vast number of investors in recent years💥.
🔶WeLab Money Plus🔶
WeLab Money Plus - the theme of the Money Market Funds with same trade day settlement in WeLab Bank’s Feature Funds service
✅With the high liquidity and flexibility, you can manage your idle money at ease:
🔹Accumulate return on the same-day of fund subscription^ - if you successfully submit an order of Money Plus before the order cut-off time (i.e. 9 a.m. Hong Kong time) of trade day, the settlement can be completed on the same day as the subscription
🔹Receive cash on the same-day of fund redemption^ - The proceeds can be received on the same day as the redemption, making your investments in other products and markets more flexible
✅With relatively sound performance which may help fight inflation
✅All-weather, unlimited $0 subscription fee, $0 redemption fee, $0 Fund Platform fee4
We‘ve newly introduced WeLab Money Plus – Value Partners HKD Money Market Fund6 with underlying assets denominated in Hong Kong dollars, providing more Featured Fund Services fund choice.
🔍 New Fund Highlights
✨Relatively sound returns: HKD money market funds distributed in Hong Kong delivered an average return of approximately 2.50%2 over the past year. The fund seeks to achieve a return in HKD in line with prevailing money market rate.
✨Lower risk: Mainly invests in certificate of deposits, time deposits, investment grade bonds and similar instruments
✨Low entry threshold: Start investing with as little as HKD 100, making it accessible to investors of all sizes
Want to search and invest in related funds? Open the WeLab Bank APP and click【Featured Funds > WeLab Money Plus 】to find out more!
Remark:
Note: WeLab Money Plus refers to the theme of the Money Market Funds with same trade day settlement in WeLab Bank’s Feature Funds service. Same day settlement is only applicable for orders of Money Plus placed before the cut-off time (i.e. 9 a.m. Hong Kong Time) on a trade day.
*Past performance is not indicative of future indicator. Among the WeLab Money Plus on our platform, Value Partners USD Money Market Fund Class B (USD)(Accumulation) has the highest 1-year return +3.98% (as of 31 Oct 2025). The fund incepted on 22 Nov, 2023 with cumulative performance of +8.40%.
^Same-day subscription or redemption of funds is only applicable to WeLab Money Plus orders successfully submitted before the cut-off time of the WeLab Money Plus trading day, i.e. 9am HKT. Return accumulation means the income or return allocated to accumulation funds (non-dividend-paying funds) will not be distributed, but their net asset value per share will increase in respect of the income or return.
1Information provided by Morningstar Asia Limited.
2Information provided by the Fund House(s) and Morningstar Asia Limited. The inception date of Value Partners USD Money Market Fund Class B was 22 Nov 2023. Price volatility is displayed as the standard deviation of the fund price change. Past performance is not indicative of future results. It is for information only and does not constitute any investment advice. Please refer to the fund documents for details. All information mentioned above is provided as of 31 Oct 2025.
3Major Risks: (a) Credit risk: Although MMF typically invests in high-quality securities and will make its best efforts to manage and mitigate credit risk within the MMF portfolios, there is a risk of loss as an investment product, and it cannot promise to protect the capital. (b) Inflation risk: MMFs are designed to provide a relatively stable investment option, with the underlying investments typically being short-term securities. However, due to its conservative nature, their returns are typically lower than those produced by more volatile investments, such as typical stock and bond funds.
4Fund platform fee (0.1% per month) for WeLab Money Plus will be waived, please refer to the Fund details page in WeLab Bank app and General Service Charges.
5Click HERE to read terms and conditions.
6New open-ended investment fund distributed by WeLab Bank during 1 November 2025 to 7 November 2025. Please note that Value Partners HKD Money Market ETF is newly set up, there is insufficient data to provide a useful indication of past performance to investors. The fund NAV price of Value Partners Hong Kong Dollar Money Market Fund shown on this page is as of November 6, 2025. The data is updated monthly basis and is provided by the fund company, Morningstar Asia Limited.
7Regarding HKD Money Market Funds, data as of 31 Oct 2025, we calculate the average of the returns of all HKD Money Market Funds in the past 1 year in the Hong Kong retail fund market. Information provided by the fund company, Morningstar Asia Limited. Past performance is not indicative of future results. It is for information only and does not constitute any investment advice.
The screen displays are for illustrative purpose only.
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This webpage is for information only and does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. The investment products or services mentioned in this webpage are not equivalent to, nor should it be treated as a substitute for, time deposit.
Investment involves risk. The price of an investment fund unit may go up as well as down and the investment funds may become valueless. Part of your investment may not be able to liquidate immediately under certain market situation. Please refer to our Wealth Management Services Terms (including relevant risk disclosures) and relevant fund offering documents for more details of our services as well as the nature and risks of the relevant products.
The investment decision is yours but you should not invest in these product(s) nor services unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives.
Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product(s).
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