Exclusive Welcome Offer for Hong Kong Drifters: Earn Up to HKD 1,000 Cash Rewards 🎉

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✨ WeLab Bank is committed to providing Hong Kong drifters with a convenient, secure, and thoughtful financial service experience. In addition to offering 24/7 online account opening, smart wealth advisory, and cross-border remittance services, we have specially designed exclusive offers and product solutions tailored for Hong Kong drifters.

Now, we are launching a welcome offer exclusively for new Hong Kong drifter customers — open an account and enjoy up to HKD 1,000 in cash rewards!

New Hong Kong drifter customers who successfully open an account using the referral code [GPWB1K] will earn up to HKD 1,000 in welcome rewards!1 💸

📅 Promotion Period: 17 October – 31 December, 2025


💵【Deposit Reward】HKD 500 cash rebate（Equivalent to a 6% High-Interest Rate for One Month ^ ）💵

1️⃣ Hong Kong drifter customers who successfully open an account using the referral code [GPWB1K]
2️⃣ Maintain a daily average available balance of HKD 100,000 or above (or equivalent in foreign currency) for at least 30 days to enjoy this reward (Time deposit or other investment product are not included)

💡Bonus: Maintain a daily average available balance of HK$50,000 or above, can enjoy up to 2% cashback with WeLab Mastercard® Debit Card transaction. Terms and conditions apply, click here for details.

💵【Fund Transaction Reward】HKD 500 cash rebate 💵

1️⃣ Hong Kong drifter customers who successful investment account using the referral code [GPWB1K]
2️⃣ Complete eligible fund transactions with a cumulative amount of HKD 200,000 or above (or equivalent in foreign currency)
3️⃣ Maintain a total fund value of HKD 200,000 or above (or equivalent in foreign currency) for at least 30 days

💡Tips: Select WeLab Money Market Funds - WeLab Money Plus: Past 1 year’s return up to 4.2%#; Receive cash on same day&; No fee. Click here for details.

*Hong Kong drifters refer to individuals holding a valid non-permanent HKID Card
^Equivalent to a 6% high-interest annual rate for one month, calculated as (HKD 500 cash reward / HKD 100,000 daily average available balance) × 12 = 6%

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Act now! Open an account and earn the rewards!
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Who is eligible for the “Exclusive Welcome Offer for Hong Kong Drifters”?

This campaign is only applicable to “New Hong Kong Drifter Customers”. “New Hong Kong Drifter Customers” refer to (i) individuals holding a valid non-permanent HKID Card; (ii) has not held any WeLab Bank account in the preceding twelve (12) months of the Campaign Period; (iii) successfully opens a Core Account using a designated referral code 【GPWB1K】of this Campaign during the Campaign Period.

How to earn the “Deposit Reward”?

Within 30 calendar days from the Date of Successful Core Account opening during the promotion period, a New Hong Kong Drifter Customer who deposits a cumulative amount equivalent to HKD 100,000 or above into their Core Account, and from the date of reaching this deposit amount maintains a daily average available balance of HKD 100,000 or above in the Core Account for 30 consecutive calendar days, will receive a HKD 500 cash reward (“Deposit Reward”).

How to earn the “Fund Transaction Reward”?

Within 30 calendar days from the date of successful Investment Account opening during the promotion period, a Cew Hong Kong Drifter Customer who successfully submits fund subscription instructions with a cumulative amount equivalent to HKD 200,000 or above, and from the date of reaching this subscription amount maintains a total fund value of HKD 200,000 or above for at least 30 consecutive calendar days, will receive a HKD 500 cash reward (“Fund Transaction Reward”).

Learn more

Remarks

To borrow or not to borrow? Borrow only if you can repay!

# Past performance is not indicative of future indicator. Among the WeLab Money Plus on our platform, Value Partners USD Money Market Fund Class B (HKD)(Accumulation) has the highest 1-year return +4.17% (as of 30 Sep 2025). The fund incepted on 22 Nov, 2023 with cumulative performance of +7.88%.

& Same-day subscription or redemption of funds is only applicable to WeLab Money Plus orders successfully submitted before the cut-off time of the WeLab Money Plus trading day, i.e. 9am HKT. Return accumulation means the income or return allocated to accumulation funds (non-dividend-paying funds) will not be distributed, but their net asset value per share will increase in respect of the income or return.

1 Terms and conditions apply. Please refer here for program details of campaign period scheduled from 17 October to 31 December, 2025. Limited quota on a first come first served basis.

2 For the details of “Global Remittance $0 Handling Fee”, please refer here.

3 The best rates in town comparison is based on the exchange rates collected from the websites, online banking or mobile banking of 28 retail banks in Hong Kong (excluding those which do not publish FX rates via the aforementioned channels) as of approximately 3:30 pm on 24 September 2025. Those rates do not include any special promotions, discounts, offers, membership programs or other preferential rates (including but not limited to volume discounts), but include any fees charged by any banks when conducting the FX transactions to facilitate the comparison. For the details of “Best FX Rate Guarantee”, please refer here.

4 We collect the exchange rates from the websites or apps of the banks set out above using AI (Artificial Intelligence) and determine the best exchange rate for each currency among those banks. These exchange rates do not include any special promotions, discounts, offers, membership programs or other preferential rates (including but not limited to volume discounts), but include any fees charged by any banks when conducting the FX transactions, to facilitate the comparison. The information is for reference only, and the exchange rates are rounded off to 4 decimal places (5 decimal places for JPY). Exchange rates fluctuate according to market conditions. Exchange rates may vary upon conducting actual transactions.

5 “No minimum deposit requirements " Subject to final approval requirement. For the details of “WeLab Bank Policy Loan”, please refer here.

6 For the details of “2% cashback with card transaction”, please refer here.