Exclusive Welcome Offer for Hong Kong Drifters: Earn Up to HKD 1,000 Cash Rewards 🎉

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✹ WeLab Bank is committed to providing Hong Kong drifters with a convenient, secure, and thoughtful financial service experience. In addition to offering 24/7 online account opening, smart wealth advisory, and cross-border remittance services, we have specially designed exclusive offers and product solutions tailored for Hong Kong drifters.

Now, we are launching a welcome offer exclusively for new Hong Kong drifter customers — open an account and enjoy up to HKD 1,000 in cash rewards!

New Hong Kong drifter customers who successfully open an account using the referral code [GPWB1K] will earn up to HKD 1,000 in welcome rewards!1 💾

📅 Promotion Period: 17 October – 31 December, 2025


đŸ’” Deposit Reward: HKD 500 cash rebate đŸ’”

Equivalent to a 6% High-Interest Rate for One Month ^

Within 30 calendar days from the successful account opening date during the promotion period, deposit a cumulative amount of HKD 100,000 or above (or equivalent in foreign currency) into your WeLab Bank account and maintain a daily average available balance of HKD 100,000 or above (or equivalent in foreign currency) for at least 30 days to enjoy this reward.

đŸ’” Fund Transaction Reward: HKD 500 cash rebate đŸ’”

Within 30 calendar days from the successful investment account opening date during the promotion period, complete eligible fund transactions with a cumulative amount of HKD 200,000 or above (or equivalent in foreign currency) and maintain a total fund value of HKD 200,000 or above (or equivalent in foreign currency) for at least 30 days to enjoy this reward.

*Hong Kong drifters refer to individuals holding a valid non-permanent HKID Card

^Equivalent to a 6% high-interest rate for one month, calculated as (HKD 500 cash reward / HKD 100,000 daily average available balance) × 12 = 6%

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Act now! Open an account and earn the rewards!
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Who is eligible for the “Exclusive Welcome Offer for Hong Kong Drifters”?

This campaign is only applicable to “New Hong Kong Drifter Customers”. “New Hong Kong Drifter Customers” refer to (i) individuals holding a valid non-permanent HKID Card; (ii) has not held any WeLab Bank account in the preceding twelve (12) months of the Campaign Period; 揊 (iii) successfully opens a Core Account using a designated referral code 【GPWB1K】of this Campaign during the Campaign Period.

How to earn the “Deposit Reward”?

Within 30 calendar days from the Date of Successful Core Account opening during the promotion period, a New Hong Kong Drifter Customer who deposits a cumulative amount equivalent to HKD 100,000 or above into their Core Account, and from the date of reaching this deposit amount maintains a daily average available balance of HKD 100,000 or above in the Core Account for 30 consecutive calendar days, will receive a HKD 500 cash reward (“Deposit Reward”).

How to earn the “Fund Transaction Reward”?

Within 30 calendar days from the date of successful Investment Account opening during the promotion period, a Cew Hong Kong Drifter Customer who successfully submits fund subscription instructions with a cumulative amount equivalent to HKD 200,000 or above, and from the date of reaching this subscription amount maintains a total fund value of HKD 200,000 or above for at least 30 consecutive calendar days, will receive a HKD 500 cash reward (“Fund Transaction Reward”).

Learn more

Remarks

To borrow or not to borrow? Borrow only if you can repay!

1 Terms and conditions apply. Please refer here for program details of campaign period scheduled from 17 October to 31 December, 2025. Limited quota on a first come first served basis.

2 For the details of “Global Remittance $0 Handling Fee”, please refer here.

3 The best rates in town comparison is based on the exchange rates collected from the websites, online banking or mobile banking of 28 retail banks in Hong Kong (excluding those which do not publish FX rates via the aforementioned channels) as of approximately 3:30 pm on 24 September 2025. Those rates do not include any special promotions, discounts, offers, membership programs or other preferential rates (including but not limited to volume discounts), but include any fees charged by any banks when conducting the FX transactions to facilitate the comparison. For the details of “Best FX Rate Guarantee”, please refer here.

4 We collect the exchange rates from the websites or apps of the banks set out above using AI (Artificial Intelligence) and determine the best exchange rate for each currency among those banks. These exchange rates do not include any special promotions, discounts, offers, membership programs or other preferential rates (including but not limited to volume discounts), but include any fees charged by any banks when conducting the FX transactions, to facilitate the comparison. The information is for reference only, and the exchange rates are rounded off to 4 decimal places (5 decimal places for JPY). Exchange rates fluctuate according to market conditions. Exchange rates may vary upon conducting actual transactions.

5 “No minimum deposit requirements " Subject to final approval requirement. For the details of “WeLab Bank Policy Loan”, please refer here.

6 For the details of “2% cashback with card transaction”, please refer here.

Disclaimer

This webpage/document does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services.

This webpage/document does not constitute any investment advice. The investment products or services mentioned in this webpage/document are not equivalent to, nor should they be regarded as, substitutes for time deposits. They are not protected deposits and are not covered by the Hong Kong Deposit Protection Scheme. Investment involves risks. Please refer to the important disclaimer in this webpage/document.

Investment involves risk. The price of an investment fund unit may go up as well as down and the investment funds may become valueless. Part of your investment may not be able to liquidate immediately under certain market situation. Please refer to our Wealth Management Services Terms (including relevant risk disclosures) and relevant fund offering documents for more details of our services as well as the nature and risks of the relevant products.

The investment decision is yours but you should not invest in these product(s) nor services unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives.

Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product(s).

If you have any inquiries on the nature and risks involved in this webpage/document, relevant product(s) and services, trading or investment funds, etc, you should seek advice from independent financial adviser.

The information contained on this webpage is intended for Hong Kong residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction. If you are outside of Hong Kong, WeLab Bank may not be authorised to offer or provide you with the products and services available in the country or region you are located or resident in.

This webpage/document is issued by Welab Bank Limited. The contents of this webpage/document have not been reviewed by the Securities and Futures Commission in Hong Kong.

Foreign exchange markets are subject to unpredictable fluctuations and may be affected by complex political and economic risks. If you choose to convert your HKD or foreign currency deposit to other currencies, such foreign exchange transactions will be subject to risk arising from exchange rates fluctuation. As a result, you may suffer losses. The information above is not and does not constitute or form part of any offer, recommendation, invitation or solicitation to subscribe to or to enter into any transaction.

Effective Date: 17 October 2025