🎉 WeLab Bank Turns 5 — Get ready to catch Waves of Rewards!
🎉 WeLab Bank is turning 5! 🎂 This July, we celebrate our fifth anniversary. WeLab stands for "We + Lab," and for the past five years, WeLab Bank has been committed to responding to the ever-evolving needs of our customers through innovative financial technology. We aim to be a digital bank that understands our customers’ needs better than they do, creating a customer-centric digital banking experience. 💡💖
📅Thank you for your continued support❤️ Starting from July 2, we are launching the Thankful Festival, customer can unlock exclusive offers now — cashback, high-interest deposits, and featured foreign exchange rates. Let’s celebrate, grow your wealth, and embrace a brighter future together!✨
📅 Promotion Period: July 2 – December 31, 2025
💰 During the promotion period, all customers who maintain an available balance of HKD50,0002 or above in their WeLab Bank HKD Core Account, whether it's for dining 🍽️, shopping 🛍️, or transportation expenses 🚆, as long as you make a single transaction of HKD100 or more3 using your debit card, 🎉 you can earn up to 2% cashback1!
Terms and conditions apply. Please refer to this link for details.
📆 Promotional Period: June 1 – July 31, 2025
💵 During the promotion period, all customers who conduct USD foreign exchange transactions 🌐 and open a 2-month USD time deposit to enjoy a total annual interest rate of up to 5% p.a.4 — with no deposit cap!🚫 and no need to visit a branch! 🏦
Terms and conditions apply. Please refer to this link for details.
📅 Promotion Period: July 7 – July 31, 2025
🆕 During the promotion period, new customers can enjoy a 1-month HKD time deposit rate of 5% p.a.5 💰 with a designated principal amount of HKD50,000. 💵 This offer is only valid within 7 days from the successful account opening date. 📲 Remember to set up your time deposit right after opening your account—high interest is just a tap away! 🎉
Terms and conditions apply. Please refer to this link for details.
📅 Promotion Period: July 14 – August 3, 2025
Every week during the promotion 🎉, WeLab Bank will launch limited-time FX offers 💱. Enjoy the best rates in town 💸 across major currencies 🌍 — perfect for cross-border remittance ✈️ or investment 📈!
1st week (July 14-20): 0% Spread for CNY Exchange🎉
Terms and conditions apply. Please refer to this link for the details of Limited-Time 0% Spread of Foreign Exchange (CNY).
📲✨ Thank You for being with WeLab Bank 🎁 start your smart financial journey 📈 — spend wisely 🛍️ and earn more 💰, all in one app 📱!
Remarks:
1 During the Promotion Period, each Eligible Cardholder who maintains a Daily Average Available Balance of HKD 50,000 or above in a calendar month can enjoy 2% Cash Rebate for Net Spending Amount in each Eligible Spending Transaction of HKD 100 or above conducted with an Eligible Debit Card in the same month that the Deposit Requirement is fulfilled. In the event that the Eligible Cardholder does not fulfil the Deposit Requirement, the Eligible Cardholder can enjoy 1% Cash Rebate for Net Spending Amount in each Eligible Spending Transaction of HKD 100 or above.
2 “Daily Average Available Balance” refers to the average closing available balance of an Eligible Account on each calendar day in a calendar month (excluding authorized but not yet settled debit card spending transaction amounts).
3 “Eligible Spending Transactions” include in-store retail purchases, contactless payments, mobile payments and online retail purchases conducted with Eligible Debit Cards via the Mastercard® network. Only Eligible Spending Transactions posted to the Eligible Cardholders’ Eligible Accounts within the first 7 calendar days after the end of the month in which the Eligible Spending Transactions are made will be included in the calculation of the Net Spending Amount.
4 From June 1 to July 31, 2025, Eligible Customers who conduct Eligible USD FX Transactions and place 2-month USD GoSave 2.0 Time Deposits can earn an extra bonus interest rate of 1.3% p.a. for the Eligible Time Deposits, along with the Designated USD GoSave 2.0 Time Deposit rate of 3.70% p.a., customers can enjoy a time deposit interest rate including bonus rate total 5.0% p.a. during the promotional period. The prevailing interest rate of Eligible Time Deposit is for reference only and is not guaranteed. It is subject to change from time to time and at WeLab bank’s sole and absolute discretion. For the latest interest rates, please visit the WeLab Bank App or the website. Terms and Conditions apply.
5 New customers who successfully open a Core Account using the designated referral code “WBDAY5” during the promotion period can set up a designated HKD GoSave 2.0 time deposit (1-month term, 5% p.a. interest rate, principal of HKD50,000) within 7 days of account opening. Each new customer is eligible once only. Offer is invalid after the deadline. Limited quota, first come first served. Terms and conditions apply.