Everyone wants to invest at the best timing, but is there such a thing at all? Let’s first analyze the global market this year, before we dive into how GoWealth can help you stay well-invested in the long term, even in a volatile market.The global market situation in 2022The global market has been very volatile in 2022. In addition to the substantial adjustments in the stock, bond and foreign exchange markets, the Hang Seng Technology Index has dropped by nearly 70% from its peak last year, and the Nasdaq Index has also dropped by over 30% from its peak last year. Many investors wanted to take the opportunity to invest in a flat market, but at the same time worried that the fluctuating market would crumble again.The best investment timing?In fact, no one can accurately predict the market, so we should always revisit the most basic concept of investment – it's a long-term thing. Simply by taking advantage of the average cost method, you can enter the market in different timings, by investing just a little each month, to reduce the risk of market timing. Eventually, the market will always recover slowly after going through a cycle. Therefore, instead of betting on everything with the mentality of "making quick bucks", it is better to diversify risk investment and earn long-term returns.How can GoWealth help you?1. Effective risk management with diversified investment portfoliosThrough technology, GoWealth leverages on a solution, which was mostly used by institutional investors, to provide a list of portfolios with optimized asset allocation aiming at diversifying the customers’ investment more efficiently, reducing the impact to investment portfolio due to market volatility.2. All-round portfolio to capture market opportunitiesGoWealth’s investment portfolio covers actively managed mutual funds diversified across asset classes. The fund managers are all from top global asset management firms with global investment expertise, risk management capability, and know-how in sustainable investing (ESG). The solution strives to assist customers in capturing market opportunities.3. Minimize market timing risk with average cost methodTo reduce market timing risks, you can use GoWealth to set up a monthly investment plan at a few clicks. Then, you can automatically invest every month, and enjoy the advantage of the average cost method to reduce market timing risks and enjoy long-term returns.Important NoticeInvestment involves risks. Diversification and “average cost method” provide no guarantee to your investment return and do not eliminate the risks involved in investment.
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Investment 101: Volatile market? GoWealth’s here to help! | 3-min read
