0% FX Spread for USD Funds Subscriptions Promotion🤩
Enjoy 0% Foreign Exchange Spread1 on subscribing to USD Funds and paying in HKD!🤩
💰 Promotion details:
From now until 30 June 2025, enjoy 0% Foreign Exchange spread when you subscribe to USD funds via WeLab Bank app📱 by paying in HKD. This offer applies to subscription transactions of USD Fund with single transaction amount of HKD 10,000 or above.
Want to enjoy this offer? Just follow these three steps! (Take Featured Funds as example):
Step 1️⃣: Select a USD fund and tap "Buy".
Step 2️⃣: Enter your investment amount, remember to choose "Pay in HKD".
Note: To qualify for this offer, each transaction must be HKD 10,000 or above.
For illustrative purposes, you will receive cash rebate of HKD25 (HKD10,000*0.25%)2 for an investment amount of HKD 10,000.
Step 3️⃣: Submit your subscription instruction(s), and you’re done🤩!
Submit the instruction(s) by 3pm of 30 Jun 2025; and instructions shall be settled no later than 7 Jul 2025.
The cash rebate for 0% Foreign Exchange spread will be deposited into your HKD Core Account on or before 31 July 2025.
✨Popular ideas of USD investment products
1️⃣ WeLab Money Plus: offers both stability and growth opportunities, with 1-year return reaching 4.4%* and you can receive cash proceedings on the same-day of fund redemption3.
2️⃣ “Income Generator” theme USD Featured Funds: generates passive income with annualized dividend yields up to 8%**, and when the market is on upside, you may have a better chance to earn both capital gain and dividend income.
3️⃣ GoWealth Digital Wealth Advisory#: Innovative, forward-looking asset allocation strategies. Diversify your investments for a balanced approach and reduce the stress of constantly monitoring market fluctuations – sleep soundly!
👉 WeLab Bank Wealth Management Services offers 24/7 access with $0 subscription fees and $0 switching fees – helping you flexibly seize market opportunities!
Popular Investment Ideas*** - 🔝Top 10 Performing Featured Funds (USD)
Remarks:
The investment products or services mentioned in this material are not equivalent to, nor should it be treated as a substitute for, time deposit.
Note: Investment involves risks. The above information is for reference only and does not constitute any investment advice.
1 This Promotion starts from 23 May 2025 to 30 June 2025 (both dates inclusive) (“Promotion Period”). During the Promotion Period, customers who hold valid Core Accounts and Investment Accounts complete the following steps can enjoy 0% foreign exchange spread for the eligible USD fund subscriptions: (i) successfully submitted a USD mutual fund subscription instruction of HKD 10,000 or above (in each transaction) via the “Featured Funds Service” (including but not limited to “WeLab Money Plus”, other money market funds and other types of mutual funds) and/or the “GoWealth Digital Wealth Advisory” service in the WeLab Bank app, including one-time investments and monthly investments; and (ii) such subscription instruction shall be submitted before 3:00 pm Hong Kong time on 30 June 2025 and successfully settled on or before 7 July 2025. A cash rebate amount equivalent to the spread will be credited to the HKD Core Accounts on or before 31 July 2025. For the avoidance of doubt, any currency exchange completed through the “Foreign Exchange” function and the “Global Remit” function in the WeLab Bank app during the Promotion Period shall not be considered as an eligible transaction under this Program. Terms and conditions apply. Please refer to here for details.
2 The example is for reference only. The FX transaction spread may vary in actual transactions and the actual spread will be used in the calculation of Cash Rebate.
3 Same-day subscription or redemption of funds is only applicable to WeLab Money Plus orders successfully submitted before the cut-off time of the WeLab Money Plus trading day, i.e. 9am HKT. Return accumulation means the income or return allocated to accumulation funds (non-dividend-paying funds) will not be distributed, but their net asset value per share will increase in respect of the income or return.
*Past performance is not indicative of future indicator. Among the WeLab Money Plus on our platform, Value Partners USD Money Market Fund Class B (USD)(Accumulation) has the highest 1-year return +4.39% (as of 30 April 2025). The fund incepted on 22 Nov, 2023 with cumulative performance of +6.36%.
**Among all the USD funds available in our platform with dividend payout in April 2025, the highest annualized dividend yield is 8% as of 30 April 2025. The figure is provided by Morningstar Asia Limited and are for information only. We do not take responsibility for and do not endorse the accuracy of such information. Past performance is not indicative of future results. The dividend information is for your reference only. Dividend payout is not guaranteed and may be paid out of capital.
# The algorithm in the GoWealth Digital Wealth Advisory Services relies on the portfolio simulation database containing 7,488,000 simulation paths for the model portfolios projected over the next 52 years (i.e. 624 months), which reflects our capital market forecast on various asset classes and the model portfolios in terms of risk, return and correlations. Such information and simulations are assumptions only. They do not reflect or project actual investment performance of the model portfolio or performance of any constituent funds therein. The services are not discretionary asset management services. Any recommendation provided under the services is not a guarantee that you will achieve your investment goal. Please refer to www.welab.bank/en/feature/wealth/ for details.
*** “Top Performing Featured Fund (USD)” lists the top 10 performing funds among all USD funds distributed by WeLab Bank in last calendar month, based on the year-to-date return performance. ISIN, fund return performance and other information are provided by Morningstar Asia Limited. The information is as of 30 Apr 2025. We are not responsible for the accuracy of the information. Past performance is not indicative of future results.
Log in to WeLab Bank App! Invest Now, Reward Later!
Disclaimers
This webpage is for information only and does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. The investment products or services mentioned in this webpage are not equivalent to, nor should it be treated as a substitute for, time deposit.
Investment involves risk. The price of an investment fund unit may go up as well as down and the investment funds may become valueless. Part of your investment may not be able to liquidate immediately under certain market situation. Please refer to our Wealth Management Services Terms (including relevant risk disclosures) and relevant fund offering documents for more details of our services as well as the nature and risks of the relevant products.
The investment decision is yours but you should not invest in these product(s) nor services unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives.
Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product(s).
If you have any inquiries on the nature and risks involved in this webpage, relevant product(s) and services, trading or investment funds, etc, you should seek advice from independent financial adviser.
The information contained on this Website should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction. If you are outside of Hong Kong, please inform yourself about and observe any relevant restrictions. By proceeding with a purchase, you are representing and warranting that you are either resident in Hong Kong or the applicable laws and regulations of your jurisdiction allow you to access the information in this Website or our App and make the purchase.
This webpage is issued by Welab Bank Limited. The contents of this webpage have not been reviewed by the Securities and Futures Commission in Hong Kong.
In case of any discrepancy between the English and the Chinese versions of this webpage, the English version shall prevail.