[5-Day Flash Offer] Lowest CNY Exchange Rate¹ + HK$50 Cash Rebate² 🌍
Weekend trips to the Mainland for dining and massages 🍲, Taobao shopping 🛍️, paying credit card bills in CNY 📚, investing 💹, or sending money back home 💸 — now you have chances to use CNY every day!
Want to buy CNY at cost3, enjoy $0 remittance fees4, and earn an extra HK$50 cash rebate2?
WeLab Bank’s all-in-one app makes it easy! Triple rewards 💙 Connecting Hong Kong and Mainland
🤖 Why choose WeLab Bank FX?
🔹 Lowest Rate in town1 | WeLab Bank gives you CNY at cost3 📲
🔹 24/7 Instant Exchange | Simple 3 steps to exchange and remit ✅
🔹 Exchange & Remit Immediately | Use cross-border transfer to send money for free to local or overseas banks4 💸
🔹 Best Rate Guarantee5 | Found a lower rate at another local bank at the same time? We’ll rebate you the difference 💰
💰 Offer Details
📅 Promotion Period: Nov 24 – Nov 28, 2025 (5 days only)
💴 Reward: Eligible customers who successfully exchange CNY equivalent to HK$20,000 or more in a single transaction will receive HK$50 cash rebate2
⚠️ Limited quota, first come first served!
Our “Travel Essential” will launch in early December! With just your WeLab Debit Card 💳, you can explore the world with ease 🌍✈️. Stay tuned for the latest updates from WeLab Bank✨
💙 Open the WeLab Bank App now, exchange CNY at the lowest FX rate¹ and enjoy HK$50 cash rebate²!
Remarks
1 The best rates in town comparison is based on the exchange rates collected from the websites, online banking or mobile banking of 28 retail banks in Hong Kong (excluding those which do not publish FX rates via the aforementioned channels) as of approximately 3:30 pm on 24 September 2025. Those rates do not include any special promotions, discounts, offers, membership programs or other preferential rates (including but not limited to volume discounts), but include any fees charged by any banks when conducting the FX transactions to facilitate the comparison.
2 During the Promotion Period, Eligible Customer who successfully exchanges eligible Renminbi (“CNY”) through the “Foreign exchange” function in the WeLab Bank App in a single transaction with HKD 20,000 or above, will receive a HKD 50 cash rebate. Each Eligible Customer can only entitle to a maximum cash rebate of HKD 50 only once during the Promotion Period. Terms and Conditions apply, please click here for promotion details.
3 0% spread means that the FX rate is based on WeLab Bank’s cost price, with no markup added when customers exchange foreign currency using HKD at WeLab Bank.
4 $0 handling fee refers to the fees for foreign currency exchange and cross-border remittance. No handling fee is charged for foreign currency exchange. While cross-border remittance originally incurs a fee, during the promotional period from now until 31 December 2025, all outward remittance successfully made through the “Global Remit” function in the WeLab Bank App can enjoy WeLab remittance handling fee waivers. Offer is subject to terms and conditions. Click here for details.
5 During the Promotion Period, if an Eligible Customer successfully converts HKD100,000 or above to an Eligible Foreign Currency in a single transaction through the “Foreign Exchange” function via the WeLab Bank App and finds a Third-Party FX Quote under which the Eligible Customer could have used less HKD to buy the same amount of Eligible Foreign Currency within 5 minutes of completing the Eligible FX Transaction, WeLab Bank will rebate the difference between the sell-HKD amount of the Eligible FX Transaction and the sell-HKD amount of the Third-Party FX Quote. Each Eligible Customer can only enjoy the rebate for one Eligible FX Transaction every 12 calendar months (based on the transaction date of the Eligible FX Transaction). The maximum Rebate Amount is HKD 100. Offer is subject to terms and conditions. Click here for details.
Disclaimer
Currency exchange involves risks. Foreign exchange markets are subject to unpredictable fluctuations. If you choose to convert your HKD or foreign currency deposit to other currencies, such foreign exchange transactions will be subject to risk arising from exchange rates fluctuation. As a result, you may suffer losses. The information above is not and does not constitute or form part of any offer, recommendation, invitation or solicitation to subscribe to or to enter into any transaction.