🎉WeLab Bank 5th Anniversary — Enjoy up to 2% cashback🎉

Terms and Conditions apply, please click here for promotion details.

¹ During the Promotion Period, each Eligible Cardholder who maintains a Daily Average Available Balance of HKD 50,000 or above in Hong Kong Dollar Core Accounts in a calendar month can enjoy 2% Cash Rebate for Net Spending Amount in each Eligible Spending Transaction of HKD 100 or above conducted with an Eligible Debit Card in the same month that the Deposit Requirement is fulfilled. In the event that the Eligible Cardholder does not fulfil the Deposit Requirement, the Eligible Cardholder can enjoy 1% Cash Rebate for Net Spending Amount in each Eligible Spending Transaction of HKD 100 or above. Each Eligible Cardholder can earn a maximum Cash Rebate amount of HKD 150 in each month during the Promotion Period, and the maximum total Cash Rebate amount for the entire Promotion Period is HKD 900. The Cash Rebate shall be rounded to the nearest cent.

² “Daily Average Available Balance” refers to the average closing available balance of the Hong Kong Dollar Core Accounts on each calendar day in a calendar month (excluding authorized but not yet settled debit card spending transaction amounts).

³ “Eligible Spending Transactions” include in-store retail purchases, contactless payments, mobile payments and online retail purchases conducted with Eligible Debit Cards via the Mastercard® network. Only Eligible Spending Transactions posted to the Eligible Cardholders’ Eligible Accounts within the first 7 calendar days after the end of the month in which the Eligible Spending Transactions are made will be included in the calculation of the Net Spending Amount.

⁴ “Ineligible Transactions” include but not limited to bank charges, mail/tax/telephone orders, bill payments, purchase and/or reload of stored value cards (including Octopus top-up transactions via e-wallets or any other means), transactions (including top-up transactions) made via e-wallets in Hong Kong, transactions at non-financial institutions (including purchase of foreign currency, money orders and traveler’s cheques), transactions at financial institutions (including purchase of merchandise and services from banks), wire transfers, betting and gambling transactions, tax payments, autopay and recurring transactions, insurance transactions, rent payments, all unposted/cancelled/refunded transactions, other unauthorized transactions, fraud and abuse transactions, and unsettled transactions due to insufficient balances in Core Accounts.