Total interest for the full term = HKD 168 x 12 months = HKD 2,016
Monthly repayment amount: (HKD 120,000 + HKD 2016)/ 12 = HKD 10,168
1st Term Interest = HKD 120,000 x 3.087% ÷ 12 = HKD 308.7
1st Term Principal = HKD (10,168-308.7) = HKD 9,859.3
2nd Term Interest = HKD 110,140.7x 3.087% ÷ 12 = HKD 283.34You can find the details of your monthly repayment as follows:
![loan 1 en](/media/images/loan_1_en.2e16d0ba.fill-660x410.png)