WeLab Global Wallet Debit Card is here! Enjoy the Best FX rate¹ to lock in the rate + $0 handling fee² + cashback on spending³!
Ready for New Year getaway? Whether you’re heading to Japan to enjoy hot springs, visiting friends in the UK, taking the kids for a quick trip to Shenzhen, or going to Australia to be among the first to welcome 2026! We’ve got your back whenever you feel like taking off, as WeLab Bank “travel essential” - WeLab Global Wallet Debit Card is here! 🤩
With just one WeLab Global Wallet Debit Card 💳, you don’t need to queue for currency exchange 💱 before departure, and you don’t need to carry cash 💵 when travelling.
You can pay anytime with the Best FX rate1 to lock in your preferred rate + $0 handling fee2 plus earning cashback on spending3🌎. As long as you see the Mastercard® logo, wherever you go, it’s Easy Pay!
📅 Promotion Period: Jan 1– Feb 28, 2026 (inclusive)
💴Reward: During the Promotion Period, Eligible customers who successfully exchange Eligible Foreign Currency equivalent in a single transaction of HKD 20,000 or above will receive a cash rebate of HKD 50*.
✅ Eligible customers refer to those who have not conducted any foreign exchange transactions through the “Foreign exchange” function in the WeLab Bank App between 1 June 2025 and 31 December 2025.
⚠️ Limited quota, first come, first served!
One card supports HKD, JPY, USD, CNY, AUD, GBP, EUR, SGD, CAD, CHF and NZD — a total of 11 major currencies ✈️
Use the WeLab Bank App to lock in your preferred rate with the Best FX rate in town¹ + $0 handling fee² + cashback on spending³!
Exchange anytime 24/7 — exchange instantly, earn instantly💰! For overseas spending, payment is directly deducted from your foreign currency account 🪙.
With WeLab’s cost‑price FX rate, you can easily benefit from the exchange difference while saving time 😍!
WeLab Global Wallet connects your debit card with your foreign currency accounts. Once exchanged, you can make payment whenever spending or withdrawing cash from the corresponding currency account directly. One card handles it all 🎯 hassle-free.
Transactions are clear and transparent 📲. One account helps you save smart and spend happily 💰!
Most credit cards charge a 1.95% foreign currency transaction fee for overseas spending 💳, but with the WeLab Global Wallet Debit Card 👉 you enjoy $0 foreign currency transaction fee2 when paying in 11 major currencies.
Every swipe is convenient and rewarding 💳, whether you’re dining abroad 🍣, taking a ride 🚕, or buying souvenirs 🎎, it’s all effortlessly easy!
Traveling and need some cash? Whenever you see an ATM with the Cirrus® logo overseas, you can use your physical card to withdraw cash from ATMs that support the Cirrus® network. Before your trip, please activate the overseas withdrawal feature via the WeLab Bank app.
Say Goodbye to Currency Exchange Hassles👋🏻 Start Your New Travel Experience🌍✨
Remarks
1 The best rates in town comparison is based on the exchange rates collected from the websites, online banking or mobile banking of 28 retail banks in Hong Kong (excluding those which do not publish FX rates via the aforementioned channels) as of approximately 3:30 pm on 24 September 2025. Those rates do not include any special promotions, discounts, offers, membership programs or other preferential rates (including but not limited to volume discounts), but include any fees charged by any banks when conducting the FX transactions to facilitate the comparison. Terms and Conditions apply, please click here for promotion details.
2 Handling fee refers to the fees for foreign currency transaction fee and foreign currency exchange fee. Foreign currency transaction fee waiver only applicable for the eligible 11 currencies, including Hong Kong Dollar, Japanese Yen, US Dollar, Renminbi, Australian Dollar, Sterling Pound, Euro, Singapore Dollar, Canadian Dollar, Swiss Franc and New Zealand Dollar. No handling fee is charged for foreign currency exchange.
3 From 1 January 2026 until 28 February 2026, enjoy 0.4% cash rebate on the Net Spending Amount of each Eligible Spending Transaction made with WeLab Global Wallet Debit Card. The Cash Rebate will be credited in the transaction settlement currency on or before 31 March 2026, capped at HKD100 or its equivalent. Terms and conditions apply. Please click here for promotion details.
Note: Dynamic Currency Conversion (DCC) may occur when withdrawing cash overseas, making online or overseas transactions. If you see an exchange rate displayed or are offered an option to convert Hong Kong dollars into foreign currency or settle in Hong Kong dollars, such withdrawals or purchases are considered DCC and may involve higher fees. WeLab Bank shall not be responsible for any charges or fees imposed by merchants in relation to such transactions.
Disclaimer
FX involves risks. If you choose to convert your HKD or foreign currency deposit to other currencies, such foreign exchange transactions will be subject to risk arising from exchange rates fluctuation. As a result, you may suffer losses.