🎉 Want to earn 20% p.a. high interest? Open an account with WeLab Bank and enjoy double rewards! 💰


Did you know opening a bank account in Hong Kong could be this easy? WeLab Bank is a digitally licensed bank authorized by the HKMA, using innovative technology to transform traditional banking services. Here, you can open an account online in just 5 minutes^—no more waiting in line! We also support FPS and cross-border remittances, allowing seamless money transfers between Hong Kong, Mainland China, and overseas—all managed in one app! 😊

WeLab Bank is also a member of the Hong Kong Deposit Protection Scheme, so your eligible deposits are protected💼, with coverage up to HKD 800,000# 🔒. Manage your assets with peace of mind!


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This summer, WeLab Bank brings you the "Summer Exclusive for New Customers" – use a designated referral code to open an account to enjoy double rewards, effortlessly earning high-interest fixed deposits and cash perks! 🎁 Learn more about the offer now – don’t miss your best chance to grow your money!

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🚀Promotion Period:1 – 31 July 2025

💳 Act now! Open an account and earn the summer rewards!
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Remarks

*Terms and conditions apply. Please refer here for program details of campaign period scheduled from 1 July to 31 July, 2025.

Limited quota on a first come first served basis.

For the program details of the campaign scheduled 10 Jun – 30 Jun, 2025, please click here.

For the program details of the campaign scheduled 16 Jan – 31 Mar, 2025, please click here.

For the program details of the campaign scheduled 1 Nov, 2024 – 15 Jan, 2025, please click here.

^Actual time may vary depending on factors such as your connectivity, mobile phone and documents required.

#WeLab Bank Limited is a member of the Deposit Protection Scheme in Hong Kong. Eligible deposits taken by the bank are protected under the scheme, with a maximum protection amount of HKD 800,000 per depositor.

*During the Campaign Period, new customers can only use one designated referral code when opening a Core Account and the designated referral code must be valid.

1 New customers who set up a designated HKD GoSave 2.0 Time Deposit in 7 calendar days from the Date of Successful Core Account Opening with the following features: 1) 7-day tenor at 20% p.a. interest rate & 2) Designated principal amount of HKD50,000. Each New Customer can set up only one Designated GoSave 2.0.

2 Within 30 calendar days from the Date of Successful Core Account Opening, a New Customer who completes the specified transaction, will receive a cash reward of HKD20 for each specified transaction. A New Customer can enjoy a maximum of HKD 100 Cash Reward for completing all specified transactions. Cash rewards will be credited into the New Customer’s HKD Core Account within 7 working days after the completion of specified transactions. New Customers’ Core Accounts must be valid and with good standing at the time of receiving the Cash Reward.

3 “Ineligible Transactions” include but not limited to Fees and charges; Online bill payments (including but not limited to water bills, electricity bills, insurance premiums, etc.);  Tax payment; all insurance company’s transactions;  all Alipay HK and WeChat HK Pay transactions;  all phone/fax orders (including bill payments and purchases);  Octopus Automatic Add Value Service transactions (including via e-wallet/other methods to top up Smart Octopus); purchase and/or reload of stored value cards or e-wallets; purchase of products/services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers); casino chip purchases,  auto pays,  any transactions under recurring payment instruction; rental payments; transactions made with Dynamic Currency Conversion (DCC),unposted/cancelled/refunded transactions, other unauthorized transactions, fraud and abuse transactions, unsettled transactions due to insufficient balances in Core Accounts.

Disclaimers

This webpage is for information only and does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. The investment products or services mentioned in this webpage are not equivalent to, nor should it be treated as a substitute for, time deposit.

Investment involves risk. The price of an investment fund unit may go up as well as down and the investment funds may become valueless. Part of your investment may not be able to liquidate immediately under certain market situation. Please refer to our Wealth Management Services Terms (including relevant risk disclosures) and relevant fund offering documents for more details of our services as well as the nature and risks of the relevant products.

The investment decision is yours but you should not invest in these product(s) nor services unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives.

Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product(s).

If you have any inquiries on the nature and risks involved in this webpage, relevant product(s) and services, trading or investment funds, etc, you should seek advice from independent financial adviser.

The information contained on this Website should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction. If you are outside of Hong Kong, please inform yourself about and observe any relevant restrictions.

By proceeding with a purchase, you are representing and warranting that you are either resident in Hong Kong or the applicable laws and regulations of your jurisdiction allow you to access the information in this Website or our App and make the purchase.

This webpage is issued by WeLab Bank Limited. The contents of this webpage have not been reviewed by the Securities and Futures Commission in Hong Kong.

In case of any discrepancy between the English and the Chinese versions of this webpage, the English version shall prevail.