【Promotion extended🎉】Invest and earn up to 8.8% one-month annual rate cash reward*💰!

Due to the overwhelming response, WeLab Bank is rerunning the “You’ve Got Choices! GoWealth Fun Fund Reward” campaign to earn rewards with you💰!Buying funds with commission? You’ve got choices! WeLab Bank $0 fund trading fee model^!

New and existing customers who invest in Featured Fund Services* or GoWealth Digital Wealth Advisory* with one off investment amount of HKD 10,000, accumulated amount reaching HKD 20,000 or above, can enjoy a 8.8% one-month annual rate cash reward^*💰.

✨Three simple steps to participate "You’ve Got Choices! GoWealth Fun Fund Reward" (re-run):

From 2 December 2025 until 3 pm Hong Kong time on 5 Jan 2026, new and existing WeLab Bank customers who:

1️⃣ Open or hold core accounts and investment accounts and maintain the accounts until 30 April 2026,

2️⃣ Have a balance of HKD 20,000 or above in any accounts with the Bank as of 5 Jan 2026,

3️⃣ Use WeLab Bank App successfully subscribe fund(s) by submitting one-time investment instruction via the Featured Fund Services (excluding  money market funds^) or GoWealth Digital Wealth Advisory (excluding Portfolio 1^) for  one off  investment amount not less than HKD10,000  (“Eligible Transaction”) with accumulated investment amount of HKD 20,000 or above; and hold the fund(s)/portfolio(s) until 30 April 2026.

✨1st round "You’ve Got Choices! GoWealth Fun Fund Reward" campaign details:

From 23 Oct 2025 until 3 pm Hong Kong time on 1 Dec 2025, new and existing WeLab Bank customers who:

1️⃣ Open or hold core accounts and investment accounts and maintain the accounts until 31 Mar 2026,

2️⃣ Have a balance of HKD 20,000 or above in any accounts with the Bank as of 1 Dec 2025,

3️⃣ Use WeLab Bank App successfully subscribe fund(s) by submitting one-time investment instruction via the Featured Fund Services (excluding  money market funds^) or GoWealth Digital Wealth Advisory (excluding Portfolio 1^) for  one off  investment amount not less than HKD10,000  (“Eligible Transaction”) with accumulated investment amount of HKD 20,000 or above; and hold the fund(s)/portfolio(s) until 31 Mar 2026.

✅Regardless of whether it is a “re-run” or the first round of promotions, participation is subject to compliance with the aforementioned requirements, you can enjoy a cash reward on the accumulated amount of eligible transactions at the corresponding one-month annual cash reward rate according to the following table!

What are you waiting for? Visit the WeLab Bank App and join now! 🤩

Top-selling funds of leading fund houses**

(USD Class, in alphabetical order of company name) ​

Footnote:

*For the avoidance of doubt, any monthly investment instruction submitted via Featured Funds and GoWealth Digital Wealth Advisory and any transaction with investment amount less than HKD 10,000 equivalent shall NOT be considered as an Eligible Transaction. The accumulated investment amount of Eligible Transactions of a customer that can be counted as Eligible Transactions shall be capped at HKD 5,000,000 and the total Cash Reward received under this Program shall be capped at HKD 36,164.4 (HKD 5,000,000 *8.8%*30/365).

For limited time only. T&Cs apply. The investment products or services mentioned in this material are not equivalent to, nor should it be treated as a substitute for, time deposit.

This Program cannot be used in conjunction with other special promotions, discounts or promotional offers related to GoWealth Digital Wealth Advisory Services or Featured Funds unless otherwise specified. However, new customers who successfully open a Core Account using the designated referral code under the “WeLab Bank Golden Autumn Welcom Offer” or “ WeLab Winter Welcome Offer” campaign may also enjoy this Program concurrently, subject to the respective terms and conditions.

**The list only includes fund houses and funds listed on the WeLab Bank Featured Fund Service and only includes those fund houses which have voluntarily provided this information to WeLab Bank. This list is based on fund data provided by the Fund Houses according to transaction volume statistics for the Hong Kong market in the third quarter of 2025. If a company's best-selling fund is not listed on our platform, its second-best-selling fund is displayed; if its second-best-selling fund is also not listed, its third-best-selling fund will be displayed. Fund performance data is provided by Morningstar Asia Limited, as of October 31, 2025. We are not responsible for or endorse the accuracy of the data. Investment involves risks. Past performance is not indicative of future results. Dividend amount/distribution rate is not guaranteed and may be paid from capital of the Portfolio. Please refer to the relevant fund sales documents for details on fund performance.  

AB American Income Portfolio Fund (USD) (Monthly Dividend) Fund Calendar Year Performance: 2024: 2.83%; 2023: 8.32%; 2022: -13.09%; 2021: -0.34%; 2020: 4.62%; Allianz Income and Growth (USD)(Monthly Dividend) Fund Calendar Year Performance: 2024: 9.94%; 2023: 17.32%; 2022: -19.70%; 2021: 11.66%; 2020: 21.94%; BGF Systematic Global Equity High Inc (USD)(Monthly Dividend) Fund Calendar Year Performance: 2024: 16.71%; 2023: 15.70%; 2022: -14.85%; 2021: 17.01%; 2020: 8.86%; Fidelity Global Income Fund (USD)(Monthly Dividend) Fund Calendar Year Performance: 2024: 6.26%; 2023: 8.56%; 2022: -10.46%; 2021: 0.03%; Inception date: 22 April 2020; Since Inception: 24.81%; Invesco Global Investment Grade Corporate Bond Fund (USD) (Monthly Dividend) Fund Calendar Year Performance: 2024: 4.03%; 2023: 9.46%; 2022: -16.57%; 2021: -0.84%; Inception date: 4 March 2020; Since Inception: 4.26%; Janus Henderson Balanced (USD)(Monthly Dividend) Fund Calendar Year Performance: 2024: 13.65%; 2023: 13.62%; 2022: -17.61%; 2021: 15.49%; 2020: 12.62%; JPM Income (USD)(Monthly Dividend) Fund Calendar Year Performance: 2024: 5.96%; 2023: 4.98%; 2022: -8.27%; 2021: 2.17%; 2020: 3.05%; PIMCO Balanced Income and Growth Fund (USD) (Monthly Dividend) Fund Calendar Year Performance: 2024: 11.98%; Inception date: 30 November 2023; Since Inception: 37.31%; Value Partners Asian Income Fund (USD) (Monthly Dividend) Fund Calendar Year Performance: 2024: 10.94%; 2023: 7.62%; 2022: -17.80%; 2021: 3.28%; 2020: 17.55%.

^WeLab Bank charges a monthly fee based on your total fund holdings, instead of charging subscription or switching fees per transaction like traditional banks. For full fee details, please refer to the “General Service Charges” on the WeLab Bank website.