【WeLab Bank extends its deepest condolences to those affected by the fire】WeLab Bank is deeply saddened by the fire in Tai Po and expresses its deepest condolences to those injured and affected families. We sincerely appreciate the efforts of frontline rescuers and stand with the community. In order to support those affected customers, we will provide additional service support and assistance: (1) Provide affected customers with a 6-month repayment grace period (including both principal and interest), while waiving related late charges and handling fees.(2) Any enquiries from those affected customers will be dealt with priority, and appropriate assistance will be provided. (3) Customer service dedicated hotline: (852) 3898 6988. WeLab Bank reminds customers to stay vigilant against fraud during this period. If in doubt, please contact us immediately at (852) 3898 6988.

Featured Funds Services

All-weather, unlimited $0 subscription/switching fees!


Click HERE for details of【WeLab Money Plus】


Investment involves risks, please refer to the Disclaimers and Footnotes below.

Fund_main_en.png

Top Funds from Top Global Fund Houses

Partnering with the top global fund houses (Including: AllianceBernstein, AllianzGI, Blackrock, Fidelity, Invesco, Janus Henderson, JPMorgan Asset Management, PIMCO, Schroder, Value Partners), Welab Bank sources over 170 Featured Funds on shelf, with one click, you may invest into the most popular mutual funds, dividend funds, bond funds, etc. and easily benefit from the market dynamics.

Features Funds Mapping-02.png

Top-selling funds of leading fund houses***

(USD Class, in alphabetical order of company name) ​

Best Sell Fund from FH_20251231_EN_T1.png

Your shortcut to finding quality investment themes and ideas

You may skip complicated research, WeLab Bank sources market’s popular investment ideas and hot funds (e.g. dividend funds, bond funds, etc.)^ for you so you can make smarter investing decisions, faster, easier¹.

Top Performing Funds Past 1 year’s return up to 100%

Top Performing Funds Past 1 year’s return up to 100%

These top performing strategies are catching the market attention.

Resources and related categories Past 1 year’s return up to 100%

Resources and related categories Past 1 year’s return up to 100%

Benefit from the transition to a lower carbon economy.

Global Equity Past 1 year’s return up to 15.1%

Global Equity Past 1 year’s return up to 15.1%

Various strategies choices for you to tap into the global equity markets.

ESG Past 1 year’s return up to 25.1%

ESG Past 1 year’s return up to 25.1%

Sustainable companies are more resilient and better placed to support long-term growth.

Healthcare Past 1 year’s return up to 4.7%

Healthcare Past 1 year’s return up to 4.7%

Uncovering new opportunities in a rapidly changing sector.

Europe Equity Past 1 year’s return up to 19.4%

Europe Equity Past 1 year’s return up to 19.4%

Large-cap stocks could be preferred in Europe in an inflationary environment.

Asia Equity Past 1 year’s return up to 44.1%

Asia Equity Past 1 year’s return up to 44.1%

Turning to Asia in the drive for equity income potential.

AI Technology Past 1 year’s return up to 39.4%

AI Technology Past 1 year’s return up to 39.4%

Artificial intelligence (AI) could be the most disruptive technology of the 21st century.

Property Past 1 year’s return up to 23.7%

Property Past 1 year’s return up to 23.7%

Expanding your property investment beyond HK.

China Equity Past 1 year’s return up to 28.4%

China Equity Past 1 year’s return up to 28.4%

Harness the China's growth story.

Consumption Trend Past 1 year’s return up to 53.3%

Consumption Trend Past 1 year’s return up to 53.3%

Much of the world has reopened and in-person activities are back on the menu.

Income Generator Highest Annualised Yield 7.7%p.a.

Income Generator Highest Annualised Yield 7.7%p.a.

An active approach to income investing can help investors search for opportunities.

Asian Bond Past 1 year’s return up to 8.4%

Asian Bond Past 1 year’s return up to 8.4%

Exposure to attractive risk/return potential in fast-growing Asian bond markets.

High Yield Past 1 year’s return up to 7.9%

High Yield Past 1 year’s return up to 7.9%

Adding high yield bond funds/ dividend funds to earn extra income and diversify your portfolio.

Single Country/ Region Equity Past 1 year’s return up to 44.1%

Single Country/ Region Equity Past 1 year’s return up to 44.1%

To invest in specific markets without requiring investors to research and select individual stocks.

China Bond Past 1 year’s return up to 7.1%

China Bond Past 1 year’s return up to 7.1%

Think diversification, think China bonds.

Global Income Past 1 year’s return up to 8.7%

Global Income Past 1 year’s return up to 8.7%

Bonds are back.

Mid/Small Cap Equity Past 1 year’s return up to 36.4%

Mid/Small Cap Equity Past 1 year’s return up to 36.4%

Mid and small caps may provide higher growth potentials, at the same time they may be more volatile compared to large caps.

Defensive Income Past 1 year’s return up to 5.3%

Defensive Income Past 1 year’s return up to 5.3%

Protecting and enhancing your wealth with dividend funds in changing markets.

WeLab Money Plus** Past 1 year’s return up to 4%

WeLab Money Plus** Past 1 year’s return up to 4%

Earn return similar to Time Deposit Interest without lockup.

Hello monthly fee 0.1%. Bye expensive charges!

We know the fee is a hurdle. In WeLab Bank, we waived all of your subscription fee, and will only charge a single monthly fee of 0.1%³. Saving close to 85% transaction cost⁴!

Features Funds Mapping-05.png

Save close to 85% transaction cost with WeLab Bank

Traditional fee structure-charge subscription fee for each order
Use our WeLab Bank Featured Funds (Assume the fund value remains HKD 100,000 throughout the period)
Scenario 1: Assume HKD100,000 investment, reallocate your holding each quarter for the next 3 quarters. (Selling all of the existing holding, reinvesting into another fund)Total transaction cost: HKD8,000(subscription fee: 4 orders x 2% charges)Total transaction cost: HKD1,200 Platform fee is 0.1% x HKD100,000 x 12 months(Save 85%)
Scenario 2: Assume HKD100,000 investment, Selling all in 3 monthsTotal transaction cost: HKD2,000(subscription fee: 1 order x 2% charges)Total transaction cost: HKD300 Platform fee is 0.1% x HKD100,000 x 3 months(Save 85%)

Invest in global top funds easily in 3 steps

Skipping hours of research, through the simplest customer journey, you can invest into multiple mutual funds, dividend funds and bond funds more easily.

Hot investment themes in the market in one glance

No more endless hours of research, get the popular themes in the market, right at your fingertips!

Themes
Featured Funds
Review
Hot investment themes in the market in one glance
Investing into the popular funds has never been easier
Hassle Free Portfolio Review
Looking for portfolio management by smart system?

Looking for portfolio management by smart system?

WeLab Bank collaborates with AllianzGI to build "GoWealth Digital Advisory" with the revolutionary wealthtech. Enjoy the diversified fund portfolio customized for you, and always keep your investment goal on track with our smart alert5.

Invest into hot funds effortlessly, act NOW!

Invest into hot funds effortlessly, act NOW!

Not a customer? Activate your wealth account in as fast as 2 minutes#!
QR code
IOS
googleplay
APK
Huawei

Want to know more? We’ve got answers!

What are the themes under Featured Funds services?

Themes under Featured Funds services include:

  • “Top funds and hot themes” Section

Under the “Top Performing” sub-category, you can browse the top 10 performing funds distributed under our Featured Funds Services with the highest return as of the latest update date. The list will be reviewed and updated on a quarterly basis. The return information is provided by MorningStar Asia Limited.

  • Fund Categories and Themes

Except “Top performing and popularity” Section, funds under our Featured Funds Services are categorised into different categories and themes (e.g. “Equity Fund”, and “China Equity” theme under the “Equity Fund” category) based on their investment objectives provided by respective fund houses. Click the theme and a story will be available for you to have an overview on the theme. If you are interested to explore the relevant funds, you can then click “I’m interested to learn more”. You can refer to the fund documents for details of the investment objective of the funds.

How is platform fee under Featured Funds services calculated?

The fund platform fee shall be charged monthly and will be debited from your Core Account on or before the 7th business day of each month. The fund platform fee of a month is an aggregate amount of the daily fee within the month. Daily fee is calculated based on the daily market value of all your settled fund holdings in HKD (or HKD equivalent based on daily reference rate) under Featured Funds Services, excluding all money market fund holdings, multiplied by the fund platform fee monthly rate and divided by the number of calendar days of the month. Fund platform fee accrued in a month (if any) will be shown on the corresponding Investment Account Monthly Statement. For details of the prevailing fund platform fee monthly rate, please refer to the “General Services Charges”. For fund asset class information, please refer to the fund details page in WeLab Bank app.

What is the difference to choose between “Pay in HKD” and “Pay in USD”?
  • “Pay in HKD” means we will convert your investment amount from your available HKD balance to USD to settle all fund transactions.
  • “Pay in USD” means we will only deduct your investment amount from your available USD balance to settle this one time investment instruction.

Please note, monthly investment instruction is only available in “Pay in HKD”. If you would like to set up monthly investment instruction, you can try “Pay in HKD” instead.

What is the minimum subscription amount?

You can start investing with us with as low as HKD 100 or USD 15 (for Featured Funds Service only).

Disclaimers

This webpage is for information only and does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. The investment products or services mentioned in this webpage are not equivalent to, nor should it be treated as a substitute for, time deposit.

Investment involves risk. The price of an investment fund unit may go up as well as down and the investment funds may become valueless. Part of your investment may not be able to liquidate immediately under certain market situation. Please refer to our Wealth Management Services Terms (including relevant risk disclosures) and relevant fund offering documents for more details of our services as well as the nature and risks of the relevant products.

The investment decision is yours but you should not invest in these product(s) nor services unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives.

Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product(s).

If you have any inquiries on the nature and risks involved in this webpage, relevant product(s) and services, trading or investment funds, etc, you should seek advice from independent financial adviser.

The information contained on this Website should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction. If you are outside of Hong Kong, please inform yourself about and observe any relevant restrictions. By proceeding with a purchase, you are representing and warranting that you are either resident in Hong Kong or the applicable laws and regulations of your jurisdiction allow you to access the information in this Website or our App and make the purchase.

This webpage is issued by Welab Bank Limited. The contents of this webpage have not been reviewed by the Securities and Futures Commission in Hong Kong.

In case of any discrepancy between the English and the Chinese versions of this webpage, the English version shall prevail.

Footnotes

The screen displays, the images and the return figures herein are for illustration only. Advertising effect is applied in the screen display above, which may not reflect the actual situation.

^Depending on the share class of the funds in a category, if the majority share class of the funds in the category is dividend, we will display the annualized dividend yield of the fund with the highest annualized dividend yield in the category; if the majority share class of the funds in the category is accumulation, we will display the total return of the fund with the highest total return. You can log in to our Featured Fund Services to view the annualized dividend yield (if applicable) and return figures of each fund. The above figures are provided by Morningstar Asia Limited and are for reference only. We do not take responsibility for and do not endorse the accuracy of such information. Past performance is not indicative of future performance.

Information provided by the Fund House(s) and Morningstar Asia Limited. Past performance is not indicative of future results. It is for information only and does not constitute any investment advice. Please refer to the fund documents for details. All information mentioned above is provided as of 31 Oct 2025.

***The list only includes fund houses and funds listed on the WeLab Bank Featured Fund Service and only includes those fund houses which have voluntarily provided this information to WeLab Bank. This list is based on fund data provided by the Fund Houses according to transaction volume statistics for the Hong Kong market in the fourth quarter of 2025. If a company's best-selling fund is not listed on our platform, its second-best-selling fund is displayed; if its second-best-selling fund is also not listed, its third-best-selling fund will be displayed. Fund performance data is provided by Morningstar Asia Limited, as of December 31, 2025. We are not responsible for or endorse the accuracy of the data. Investment involves risks. Past performance is not indicative of future results. Dividend amount/distribution rate is not guaranteed and may be paid from capital of the Portfolio. Please refer to the relevant fund sales documents for details on fund performance.

AB American Income Portfolio Fund (USD) (Monthly Dividend) calendar year performance: 2021: -0.34%, 2022: -13.09%, 2023: 8.32%, 2024: 2.83%, 2025: 7.57%; Allianz Income and Growth (USD)(Monthly Dividend) calendar year performance: 2021: 11.66%, 2022: -19.70%, 2023: 17.32%, 2024: 9.94%, 2025: 10.53%; BlackRock World Gold Fund (USD) (Accumulation) calendar year performance: 2021: -10.59%, 2022: -17.00%, 2023: 6.46%, 2024: 13.58%, 2025: 159.48%; Fidelity Global Dividend Plus (USD Hedged)(Monthly Dividend) calendar year performance: 2021: 14.04%, 2022: -5.19%, 2023: 15.26%, 2024: 16.39%, 2025: 16.34%; Invesco Global Investment Grade Corporate Bond Fund (USD) (Monthly Dividend) calendar year performance: 2021: -0.84%, 2022: -16.57%, 2023: 9.46%, 2024: 4.03%, 2025: 6.98%; Janus Henderson Balanced (USD)(Monthly Dividend) calendar year performance: 2021: 15.49%, 2022: -17.61%, 2023: 13.62%, 2024: 13.65%, 2025: 13.46%; JPM Income (USD)(Monthly Dividend) calendar year performance: 2021: 2.17%, 2022: -8.27%, 2023: 4.98%, 2024: 5.96%, 2025: 6.36%; PIMCO Balanced Income and Growth Fund (USD) (Monthly Dividend) calendar year performance: 2021: N/A, 2022: N/A, 2023: N/A, 2024: 11.98%, 2025: 20.91%; Schroder Global Target Return (USD)(Monthly Dividend) calendar year performance: 2021: 5.50%, 2022: -8.71%, 2023: 8.96%, 2024: 9.63%, 2025: 14.53%; Value Partners Asian Income Fund (USD) (Monthly Dividend) calendar year performance: 2021: 3.28%, 2022: -17.80%, 2023: 7.62%, 2024: 10.94%, 2025: 28.92%.

#It is the estimated time for completing the application and opening of the Investment Account only, actual time may vary depending on various factors.

**WeLab Money Plus refers to the theme of the Money Market Funds with same trade day settlement in WeLab Bank’s Feature Funds service. Same day settlement is only applicable for orders of Money Plus placed before the cut-off time (i.e. 9 a.m. Hong Kong Time) on a trade day. Among the WeLab Money Plus on our platform, Value Partners USD Money Market Fund Class B (USD)(Accumulation) has the highest 1-year return +3.98% (as of 31 Oct 2025). The fund incepted on 22 Nov, 2023 with cumulative performance of +8.40%.

(1) We categorise the funds into different investment themes set by us based on the funds' information and provide theme descriptions. Information relevant to the funds and categorisation is for reference only and does not constitute a solicitation, offer or investment advice.

(2) Relevant information is for reference only and does not constitute a solicitation, offer or investment advice.

(3) The fund platform fee of a month is an aggregate amount of the daily fee within the month. Daily fee is calculated based on the daily market value of all your settled fund holdings in HKD (or HKD equivalent based on daily reference rate) under Featured Funds Services, excluding all money market fund holdings, multiplied by the fund platform fee monthly rate and divided by the number of calendar days of the month. For fund asset class information, please refer to the fund details page in WeLab Bank app.

(4) Assuming the subscription fee rate is 2%, customers who use our Featured Funds Services can save 85% of transaction costs in the above two examples compared with the traditional charging model charging with subscription fee. The examples above are for illustration purposes only. Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product(s).

(5) You may set up your investment goal via our Digital Wealth Advisory Services on the WeLab Bank app, including the relevant investment horizon and one-time investment and monthly investment amounts. Our algorithm will recommend you a model portfolio based on your investment goal as well as your relevant personal circumstances. If you accept the recommendation, we will follow your instruction to process your one-time investment, and invest the monthly investment amount set by you in the model portfolio each month automatically. We will provide you various types of alerts/notifications, including but not limited to alerts/notifications about the status of your investment goal. However, such alerts/notifications are not investment advice. You may view the status of your investment goal and edit your investment goal on the WeLab Bank app according to your needs. The services are not discretionary asset management services. Any recommendation provided under the services is not a guarantee that you will achieve your investment goal.