"Swipe · Earn · Win" Easter Lucky Draw🎁
FX & Spend to Win HKD 1,000 Travel Vouchers
From booking flights to shopping abroad this Easter, exchange foreign currencies at WeLab's Best Rate in town1 at cost price2, and spend with WeLab Global Wallet Debit Card to enjoy $0 foreign currency transaction fees3. Starting from 1 April, earn up to 3% cashback on overseas spending4. Every transaction helps you save more — plus a chance to win HKD 1,000 travel vouchers5 anytime! 🎰
Promotion Details
📅 Campaign Period: 26 March to 10 May 2026
Lucky Draw Chances
💱 Exchange foreign currencies at the Best Rate in town1 + Swipe your card to earn lucky draw chances! The more you spend and exchange, the more chances you earn — entries are unlimited! 🎰
✅ No registration required — automatic enrolment
✅ From 1 April, enjoy up to 3% cashback on overseas spending4
⚠️ Please note:
To qualify in each round of lucky draw, participants must have at least one eligible card spending transaction within each round's prize counting period. Foreign currency exchange alone without any local or overseas card spending will not earn lucky draw chances.
📊 How many lucky draw chances can you earn from one trip to Japan?
For a typical Easter trip to Japan, exchange currencies in advance and use your WeLab Global Wallet Debit Card throughout your trip. Accumulate lucky draw chances, earn cashback, and save on transaction fees — Three wins in one go!
It is illustrative example only and the content of which is fictious.
Swipe to Win Playbook
Play it smart and earn faster — 3 tips to maximise your chances!
💱 Tip 1: Exchange foreign currencies at The Best Rate in town1 before departure and earn 2.5x more chances
For the Same HKD 5,000: Local spend = 20 chances VS FX exchange = 50 chances
✈️ Tip 2: Book flights and hotels with WeLab Global Wallet Debit Card
Save up to HKD 500 on Trip.com6 — start earning draw chances and cashback before your trip begin! 💪
🛍️ Tip 3: Use WeLab Global Wallet Debit Card throughout your overseas trip
$0 foreign currency transaction fees3 for 10 supported currencies + up to 3% cashback4! Every transaction earns you: fee savings + cashback + lucky draw chances — three benefits with one card! 💰
Already planning your next trip? Spend and FX to win it back ✈️
One card gives you lucky draw, up to 3% overseas cashback4, and FX at the Best Rates in Town1!
Start “Swipe · Earn · Win”🐣 Earn your rewards all the way to Mother's Day! 👛
Terms & Conditions:
1. The best rates in town comparison is based on the exchange rates collected from the websites, online banking or mobile banking of 28 retail banks in Hong Kong (excluding those which do not publish FX rates via the aforementioned channels) as of approximately 2:15 pm on 23 January 2026. Those rates do not include any special promotions, discounts, offers, membership programs or other preferential rates (including but not limited to volume discounts), but include any fees charged by any banks when conducting the FX transactions to facilitate the comparison. Terms and Conditions apply, please click here for promotion details.
2. Bank's cost price means that the FX rate is based on WeLab Bank’s cost price, with no markup added when customers exchange foreign currency using HKD at WeLab Bank.
Handling fee refers to the waiver of foreign exchange transaction fees.
3. Overseas spending may be settled either in the local currency of the country/region where the transaction takes place or in Hong Kong Dollar: (A) For transaction settled in the local currency, (i) foreign currency transaction fee waiver will apply if the transaction is settled in any of the 10 eligible foreign currencies (including Japanese Yen, US Dollar, Renminbi, Australian Dollar, Sterling Pound, Euro, Singapore Dollar, Canadian Dollar, Swiss Franc and New Zealand Dollar), and (ii) if a foreign currency exchange is required to complete the transaction, the exchange will be carried out at our prevailing exchange rate, and no foreign currency exchange handling fee will be charged. (B) For transaction settled in Hong Kong Dollar, the transaction will not be treated as a foreign currency transaction and will be subject to the exchange rate, fees, and charges determined by the merchant bank, rather than by us.
4. From 1 April 2026 to 10 May 2026, eligible overseas spending transactions made with the WeLab Global Wallet Debit Card will enjoy up to 3.0% cashback on the net spending amount per transaction. The maximum cashback is HKD 50 or equivalent. Subject to terms and conditions.
5. The "Swipe · Earn · Win" Easter Lucky Draw" campaign is subject to terms and conditions, please click here for promotion details.
6. During the promotional period, log in to Trip.com Hong Kong website or mobile application to become a member, book selected products totaling a specified amount using your WeLab Global Wallet debit card, and enter the designated promo code at checkout to enjoy a discount of up to HKD 500. Limited availability, first-come, first-served. Terms and conditions apply, please refer to the official website for details: https://bit.ly/4qfts42
Note: Dynamic Currency Conversion (DCC) may occur when withdrawing cash overseas, making online or overseas transactions. If you see an exchange rate displayed or are offered an option to convert Hong Kong dollars into foreign currency or settle in Hong Kong dollars, such withdrawals or purchases are considered DCC and may involve higher fees. WeLab Bank shall not be responsible for any charges or fees imposed by merchants in relation to such transactions.
Disclaimer: Currency exchange involves risks. Foreign exchange markets are subject to unpredictable fluctuations. If you choose to convert your HKD or foreign currency deposit to other currencies, such foreign exchange transactions will be subject to risk arising from exchange rates fluctuation. As a result, you may suffer losses.