Get started in as fast as 5 minutes*

Open a WeLab Bank account wherever and whenever you are - all through your phone, no branches required.

*Actual time may vary depending on factors such as your environment, connectivity and mobile phone.


No minimums, no surprises

WeLab Bank accounts are completely free and don’t have any minimum balance requirements. All of our fees are open, transparent and clear.

Virtual Debit Card instantly ready

Your WeLab Bank account comes with an integrated virtual debit card that you can use immediately with your favorite online merchants – even before your physical card arrives!

Safety first

WeLab Bank is regulated by the Hong Kong Monetary Authority. We are a member of the Deposit Protection Scheme. Eligible deposits taken by WeLab Bank are protected by the scheme up to a limit of HKD 500,000 per depositor. We go the extra mile to keep your money and data safe - Touch and Face ID, two-factor authentication and beyond bank-grade security are just some of the ways to protect your account, with more security measures happening in the background. If you have any problems or security concerns, our team is always here for you 24/7.

How it works
Step 1

Download the WeLab Bank app

Step 2

Sign up via the WeLab Bank app – make sure you have your HKID with you!

Step 3

That’s it! Your WeLab Bank account and virtual debit card are ready to use!

Get started!

Download our app and experience banking built for our century.