WeLab Bank is bringing you a time deposit offer with a 8% p.a. rate!

GoWealth x GoSave Flash Offer, returns with great honor. From 29 September until 3p.m. on 16 October 2023 (HKT), perform a one-time investment of HKD 10,000@ or more via GoWealth Digital Wealth Advisory or Featured Funds and set up the designated 1-month GoSave 2.0 Time Deposit with new fund# to enjoy an interest rate of 8% p.a.*!

If you perform a one-time investment of HKD 50,000 via GoWealth Digital Wealth Advisory or Featured Funds, and deposit new fund# of HKD 50,000 for time deposit, you can enjoy 8% p.a. rate*!

Invest Now!

Log in to WeLab Bank app! Invest to enjoy 1-month 8% p.a. time deposit rate*


This webpage is for information only and does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. The investment products or services mentioned in this webpage are not equivalent to, nor should it be treated as a substitute for, time deposit.

Investment involves risk. The price of an investment fund unit may go up as well as down and the investment funds may become valueless. Part of your investment may not be able to liquidate immediately under certain market situation. Please refer to our Wealth Management Services Terms (including relevant risk disclosures) and relevant fund offering documents for more details of our services as well as the nature and risks of the relevant products.

The investment decision is yours but you should not invest in these product(s) nor services unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives.

Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product(s).

If you have any inquiries on the nature and risks involved in this webpage, relevant product(s) and services, trading or investment funds, etc, you should seek advice from independent financial adviser.

The information contained on this webpage is intended for Hong Kong residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region you are located or resident in.

This webpage is issued by Welab Bank Limited. The contents of this webpage have not been reviewed by the Securities and Futures Commission in Hong Kong.

In case of any discrepancy between the English and the Chinese versions of this webpage, the English version shall prevail.


*If you successfully submit a one-time investment instruction to subscribe for mutual fund(s) (excluding Money Market Funds@) of HKD 10,000 or above# via the GoWealth Digital Advisory or Featured Funds during the Promotion Period (the “Eligible Transaction”), you can set up a designated GoSave 2.0 Time Deposit of one-month tenor with the New Fund* deposited by you once during the Promotion Period (“Designated GoSave 2.0 Time Deposit”) by selecting the designated savings route under the GoSave section in the WeLab Bank app, which will be available no later than 4 working days after the placement of the Eligible Transaction to the day end of 31 October 2023. The time deposit rate of the Designated GoSave 2.0 Time Deposit is 8%p.a., and the maximum principal shall be the transaction amount of the related Eligible Transaction. If you have submitted one or more than one Eligible Transaction Instruction(s) during the Promotion Period, the maximum principal of total Designated GoSave 2.0 Time Deposit entitled is HKD 5,000,000, no matter how many times that the Eligible Transaction Instruction(s) submitted. Terms and conditions apply, please click HERE for details.

@ Money Market Funds in Featured Funds, including Blackrock US Dollar Reserve Fund (USD) (Accumulation), Fidelity US Dollar Cash Fund (USD) (Accumulation), Fidelity US Dollar Cash Fund (HKD) (Accumulation), Fidelity US Dollar Cash Fund (USD) (Monthly Dividend) and Fidelity US Dollar Cash Fund (HKD) (Monthly Dividend), and the Cash Portfolio in Digital Wealth Advisory, which is Portfolio 1, are NOT applicable to this Promotion.

# “New Fund” refers to the net growth of the Core Account balance as of the day end of 16 October 2023 as compared with that as of the day end of 28 September 2023 after deducting any amount withdrawn from the Core Account during the Promotion Period. The New Fund shall exclude funds from Time Deposit maturity, early partial or full withdrawal of Time Deposit, any deposit interest amount and cash rebate amount that is given by the Bank, and redemption amount of mutual fund investment.

^The calculation of interest is for reference only. For the actual interest amount, please refer to the display on the GoSave 2.0 Time Deposit acknowledgement page in the WeLab Bank App.