🌏✨WeLab Global Wallet Debit Card — Year-round Offers

Surprises all year long, endless perks!

Existing WeLab Global Wallet debit card customers can enjoy exclusive year-round offers. Whether for everyday spending or travel expenses, you’ll save on everything! With one card you can save smart all year round!

[✨Privilege for Welab Global Wallet Debit Card Cardholder]

Earn up to 8% cash rebate* on dining with your WeLab Global Wallet debit card

📅 Promotion Period: 1 February to 31 March 2026 (both dates inclusive)

💴 Offer Details: Enjoy rewards at all local and overseas restaurants! Deposit at least HKD 50,000 in new funds during the promotion period and maintain the required balance until 31 March 2026. From the day the deposit requirement is met, eligible dining transactions made with your WeLab Global Wallet debit card will earn 7.6% cash rebate^#, combine with 0.4% Spending Cash Rebate¹ to earn a total of 8% cash rebate*!

*On top of the 0.4% global spending rebate, 7.6% cash rebate delivers a massive total reward of up to 8% cash rebate.

^#Maximum cash rebate per calendar month is HKD 250. Offer is subject to terms and conditions. For details, please click here.

[Exclusive for new FX customers] Best FX Rate² + HKD 50 Cash Rebate^🌍

📅 Promotion Period: Jan 1– Feb 28, 2026 (inclusive)

💴 Offer Details: During the Promotion Period, Eligible customers who successfully exchange Eligible Foreign Currency equivalent in a single transaction of HKD 20,000 or above will receive a cash rebate of HKD 50^.

✅ Eligible customers refer to those who have not conducted any foreign exchange transactions through the “Foreign exchange” function in the WeLab Bank App between 1 June 2025 and 31 December 2025.

^Limited quota, first come, first served. Terms and conditions apply; click here for details.

Bonus Offers: Mastercard Surprise Rewards

📅 Promotion period: 1 January 2026 – 31 March 2026 (both dates inclusive)

💴 Offer Details: Make everyday purchases using the WeLab Global Wallet debit card! Each eligible transaction will automatically earn you a lucky draw entry, giving you a chance to win spending credits of up to HKD 388,888! Subject to terms and conditions. Quarterly lucky draw promotion trade promotion competition license number: 60929–36. Click here for more details.

Not yet a customer? Click here to check out our latest welcome offers!

💡Benefits & Privileges — Year-round Offers Galore

✈️ Travel Offers

Trip.com exclusive offer up to HKD500 discount

📅 Promotion period: 2 February 2026 – 28 June 2026 (both dates inclusive)

💴 Offer Details: During the promotion period, log in as a Trip.com member via the Trip.com Hong Kong website or app and pay with your Welab Global Wallet Debit Card when booking designated products that meet the minimum spending requirement. Enter the promo code at checkout to enjoy up to HKD 500 discount. Limited quota, first come, first served. Terms and conditions apply, please click here for details.

Enjoy an extra 8% off hotel bookings on Agoda

Book hotels via the exclusive Agoda link using your WeLab Global Wallet Debit Card to enjoy an extra 8% discount. Terms and conditions apply; click here for details.

🏠Daily Deals

Buy-One-Get-One-Free Beverages Offer at Preface

From now until 14 March 2026, enjoy a buy-one-get-one-free designated beverages offer at designated Preface branches when you pay with your WeLab Global Wallet Debit Card. No limit to the number of transactions per day. Terms and conditions apply. Please click here for details.

Up to HKD180 discount at OpenRice

Spend with your Welab Global Wallet Debit Card to order OpenRice takeaway and vouchers, and to make transaction via OpenRice Pay to enjoy up to HKD180 weekly special offer. Terms and conditions apply; click here for details.

Up to HKD75 discount at foodpanda

Spend a designated amount on foodpanda using your Welab Global Wallet Debit Card to enjoy up to HKD75 discount on delivery and grocery. Terms and conditions apply; click here for details.

Up to HKD120 discount at Jove

Spend a designated amount via online payment at any Jove Charging Station with your Welab Global Wallet Debit Card to enjoy up to HKD120 rebate. Terms and conditions apply; click here for details.

Petrol discount at Esso

Enjoy exclusive petrol discount when making eligible transactions with your Welab Global Wallet Debit Card at Esso or Feoso service station in Hong Kong. Terms and conditions apply; click here for details.

Year‑Round Surprises, Non‑Stop Rewards!

With the WeLab Global Wallet Debit Card, enjoy savings on everything — from daily spending to travel expenses!

Remarks

¹ From 1 January 2026 until 28 February 2026, enjoy 0.4% cash rebate on the Net Spending Amount of each Eligible Spending Transaction made with WeLab Global Wallet Debit Card. The Cash Rebate will be credited in the transaction settlement currency on or before 31 March 2026, capped at HKD100 or its equivalent. Terms and conditions apply. Please click here for promotion details.

² The best rates in town comparison is based on the exchange rates collected from the websites, online banking or mobile banking of 28 retail banks in Hong Kong (excluding those which do not publish FX rates via the aforementioned channels) as of approximately 2:15 pm on 23 January 2026. Those rates do not include any special promotions, discounts, offers, membership programs or other preferential rates (including but not limited to volume discounts), but include any fees charged by any banks when conducting the FX transactions to facilitate the comparison. Terms and Conditions apply, please click here for promotion details.

Note: Dynamic Currency Conversion (DCC) may occur when withdrawing cash overseas, making online or overseas transactions. If you see an exchange rate displayed or are offered an option to convert Hong Kong dollars into foreign currency or settle in Hong Kong dollars, such withdrawals or purchases are considered DCC and may involve higher fees. WeLab Bank shall not be responsible for any charges or fees imposed by merchants in relation to such transactions.

Disclaimer

Foreign Exchange involves Exchange Rate Risk. The value of foreign currency will be subject to the risk of exchange rate fluctuation. As a result, customer may incur gains or loss of principal in the event that the customer converts Hong Kong Dollar or foreign currency to another currency, and/or in the event that the customer converts a foreign to Hong Kong Dollar.