【2-in-1 Welcome Offer】Open an account and enjoy rewards worth approx. HKD 5,000*💰

The above list and examples are for reference only.

Investment involves risks. Information is for reference only and does not constitute any offer, solicitation and advice.

*The above cash rewards include time deposit interest rebates and fund trading cash rewards. For example, if a new customer simultaneously opens two 1 month HKD GoSave 2.0 time deposits at an annual interest rate of 4%, with principal amounts of HKD 80,000 and HKD 200,000 respectively, the interest will be calculated as follows: (HKD 80,000 × 4% ÷ 365 × 30) + (HKD 200,000 × 4% ÷ 365 × 30) = HKD 920.55 (rounded to the nearest cent). The maximum interest rebate a new customer may receive is HKD 920.55. For fund trading cash rewards, customers may enjoy up to HKD 4,000 in cash rewards based on their total accumulated qualifying fund transactions. The “WeLab Bank Double Welcome Offer” is subject to terms and conditions. For details, please click here.

¹ A 4% p.a. interest rate applies to designated HKD GoSave 2.0 time deposits opened within the specified promotion period.

² Based on total accumulated qualifying fund transactions of HKD 1,000,000 completed within the specified promotion period.

³ The best rates in town comparison is based on the exchange rates collected from the websites, online banking or mobile banking of 28 retail banks in Hong Kong (excluding those which do not publish FX rates via the aforementioned channels) as of approximately 2:15 pm on 23 January 2026. Those rates do not include any special promotions, discounts, offers, membership programs or other preferential rates (including but not limited to volume discounts), but include any fees charged by any banks when conducting the FX transactions to facilitate the comparison. Terms and Conditions apply, please click here for promotion details.

⁴ Before 31 May 2026, eligible customers who successfully exchange eligible foreign currency equivalent in a single transaction of HKD 20,000 or above will receive a cash rebate of HKD 50. Terms and Conditions apply, please click here for details.

Currency exchange involves risks. Foreign exchange markets are subject to unpredictable fluctuations. If you choose to convert your HKD or foreign currency deposit to other currencies, such foreign exchange transactions will be subject to risk arising from exchange rates fluctuation. As a result, you may suffer losses.

Dynamic Currency Conversion (DCC) may occur when withdrawing cash overseas, making online or overseas transactions. If you see an exchange rate displayed or are offered an option to convert Hong Kong dollars into foreign currency or settle in Hong Kong dollars, such withdrawals or purchases are considered DCC and may involve higher fees. WeLab Bank shall not be responsible for any charges or fees imposed by merchants in relation to such transactions.

The screen displays and the images of the website are for illustrative purpose and general information only without warranty of any kind and may be changed at any time without prior notice. The information above is not and does not constitute or form part of any offer, recommendation, invitation or solicitation to subscribe to or to enter into any transaction.

This webpage is for information only and does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. The investment products or services mentioned in this webpage are not equivalent to, nor should it be treated as a substitute for, time deposit.

Investment involves risk. The price of an investment fund unit may go up as well as down and the investment funds may become valueless. Part of your investment may not be able to liquidate immediately under certain market situation. Please refer to our Wealth Management Services Terms (including relevant risk disclosures) and relevant fund offering documents for more details of our services as well as the nature and risks of the relevant products.

The investment decision is yours but you should not invest in these product(s) nor services unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives.

Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product(s).

If you have any inquiries on the nature and risks involved in this webpage, relevant product(s) and services, trading or investment funds, etc, you should seek advice from independent financial adviser.

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