Reach your financial goals on autopilot1
WeLab Bank x Allianz GI​

Download now and embrace the power of WealthTech

iPhone 14 Pro Lucky Draw (Winner announcement)

Thank you for your participation in our iPhone 14 Pro Lucky Draw Campaign! Winners have been drawn and are each entitled to one iPhone 14 Pro (128GB)* for successfully invested HKD 5,000 or more in GoWealth within the Campaign Period.

iPhone is the trademark of Apple Inc in the U.S.A and other countries/regions. Apple is not the participant nor the sponsor of this Campaign.

Terms and conditions apply.

HKD 300 Seed Money​ up for grabs

WeLab Bank customers simply has to invest at least HKD 300 to earn HKD 300 Seed Money3 on the same day! Kick start your investing journey on autopilot. ​

Not our customer yet? Simply open a WeLab Bank account with referral code “INVEST”​ first, then follow the steps above to also enjoy HKD 300 Seed Money2!

Enjoy Investment Flexibility
No Lock Up
No Redemption Fee
Transparent fee
Invest from HKD 100
Enjoy Investment Flexibility
No Lock Up
No Redemption Fee
Transparent fee
Invest from HKD 100
Product Features Comparison
GoWealthGeneral BanksGeneral Investment-linked Insurance Plan
Digital Wealth Advisory Service
Market Conditions Smart Alerts
No lock-up period
GoWealth
General Banks
General Investment-linked Insurance Plan
Digital Wealth Advisory Service
Market Conditions Smart Alerts
No lock-up period
Fee Structure Comparison
GoWealthGeneral BanksGeneral Investment-linked Insurance Plan
Subscription Fee1.5%Up to 5%FREE
Early Redemption FeeFREEFREEAverage 6-8% (Decrease after each policy year)
Annualized Admin FeeFREEFREEAverage 1-2% annually
GoWealth
General Banks
General Investment-linked Insurance Plan
Subscription Fee1.5%
Up to 5%
FREE
Early Redemption FeeFREE
FREE
Average 6-8% (Decrease after each policy year)
Annualized Admin FeeFREE
FREE
Average 1-2% annually

Remark: Above fees are made to fund distributors or insurance companies.

Reach your financial goals on autopilot1.

GoWealth digital wealth advisory turns your

financial dreams into reality.

This webpage is for information only and does not constitute any investment advice. Investment involves risks, please refer to the Disclaimers herein for details. The screen displays and the images of the website are for illustrative purpose only.
This webpage is for information only and does not constitute any investment advice. Investment involves risks, please refer to the Disclaimers herein for details. The screen displays and the images of the website are for illustrative purpose only.
Embark on an auto-smart investment journey

Reach your financial goals on autopilot1.

Download WeLab Bank app.

Disclaimers

This webpage is for information only and does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. The investment products or services mentioned in this webpage are not equivalent to, nor should it be treated as a substitute for, time deposit.

Investment involves risk. The price of an investment fund unit may go up as well as down and the investment funds may become valueless. Part of your investment may not be able to liquidate immediately under certain market situation. Please refer to our Wealth Management Services Terms (including relevant risk disclosures) and relevant fund offering documents for more details of our services as well as the nature and risks of the relevant products.

The investment decision is yours but you should not invest in these product(s) nor services unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives.

Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product(s).

If you have any inquiries on the nature and risks involved in this webpage, relevant product(s) and services, trading or investment funds etc, you should seek advice from independent financial adviser.

The information contained on this website is intended for Hong Kong residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available through this website in the country or region you are located or resident in.

This webpage is issued by Welab Bank Limited. The contents of this webpage have not been reviewed by the Securities and Futures Commission in Hong Kong.

Footnotes
  1. You may set up your investment goal via our Wealth Management Services on the WeLab Bank App, including the relevant investment horizon and one-time investment and monthly investment amounts. Our algorithm will recommend you a model portfolio based on your investment goal as well as your relevant personal circumstances. If you accept the recommendation, we will follow your instruction to process your one-time investment, and invest the monthly investment amount set by you in the model portfolio each month automatically . The recommendation is not a guarantee that you will achieve your goal. For further details on how we provide you a model portfolio recommendation, please refer to the relevant FAQs
  2. From now until 31 October 2022, open WeLab Bank account with referral code “INVEST” and Investment Account and make your one-time investment of model portfolio to enjoy WeLab Bank GoWealth Welcome Offer. You can get 100% cash rebate of your highest one-time investment amount in your first transaction day as Seed Money, which is capped at HKD300. Seed Money can be credited to you as fast as on the first transaction day and will be credited to you no later than 2 days after the first transaction day. Terms and conditions apply. For details, please refer to the relevant terms and conditions.
  3. From now until 31 October 2022, WeLab Bank existing banking customer open Investment Account and make your one-time investment of model portfolio to enjoy WeLab Bank Existing Banking Customer GoWealth Seed Money Offer. You can get 100% cash rebate of your highest one-time investment amount in your first transaction day as Seed Money, which is capped at HKD300. Seed Money can be credited to you as fast as on the first transaction day and will be credited to you no later than 2 days after the first transaction day. Terms and conditions apply. For details, please refer to the relevant terms and conditions.